How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(購買), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
小題1:How does Tony advise you about saving money?
A．By keeping money in a bank.
B．By putting money in a wallet.
C．By making it easy to get your money.
D．By buying little things.
小題2:According to Billy, if you want to buy something expensive, you’d better_________.
A．wait at least a month
B．make sure it’s necessary
C．wait until it’s for sale
D．a(chǎn)sk somebody for help
小題3:According to the passage, Steve is the person who _______.
A．didn’t carry any money
B．can’t wait to spend his money now
C．didn’t use to buy anything in a store
D．doesn’t spend money quickly and carelessly now
小題4:Where is the passage most probably from?
A．A dictionaryB．The instructionsC．A newspaperD．An advertisement.
小題5:The writer wrote the passage in order to ask teens to_______.
A．make major purchases
B．save 100% of their money
C．spend all their savings regularly
D．save money regularly as well as spending

小題1:A
小題2:B
小題3:D
小題4:C
小題5:D

試題分析：這篇短文主要通過幾個中學生之口給我們講述了幾個如何節(jié)約花錢的方法。
小題1:根據(jù)Tony,13: I put my money in a bank instead of my wallet, so the money is not there.描述，可知選A。
小題2:根據(jù)Bill,14: When considering a major purchase(購買), wait a week or so, at least. This will help you make sure if you still want it,描述，可知選B。
小題3:根據(jù)Steve,16: I used to be …… Now I have no strong wish to buy things when I go into a store. It works for me.描述，可知選D。
小題4:這篇短文主要介紹了幾個中學生關(guān)于如何節(jié)約花錢的方法，故最有可能出自一篇報紙。選C。
小題5:根據(jù)第一段The best way to develop good saving habits is to make saving a regular part of your life, along with spending.及下文描述，可知選D。
點評：本文淺顯易懂，層次分明，學生很容易把握文章中心內(nèi)容。答題中注意帶著問題閱讀短文，一般就能順利找出答題依據(jù)。對于不能直接找到根據(jù)的問題注意聯(lián)系上下文，根據(jù)短文中心總結(jié)出正確答案。
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