閱讀理解。
     Millions of Americans run to the bank or visit ATM when they need cash. They use credit cards when
they want to buy clothes, VCRs, or television sets. 　　
     But there is an underclass-people with low incomes and no credit history -who visit their neighborhood
pawnshops (當鋪) when they need cash or a loan. 　　
     About 20 percent of the US population has no bank account. More than half of this group don't have credit
cards and cannot get bank loans. 　　
     "These people are borrowing an average of $50," said John P. Caskey of Swarthmore College in
Swarthmore, Pennsylvania."If you add up in terms of how much dollar value pawnshops provide, they don't
look very important. If you add up how much of the population they serve or the number of loans they make,
they are important." 　　
     Because they make loans, pawnshops are a type of bank, often calling themselves"the bank of the little
people." 　　
     Caskey and Swarthmore student Brian Zidmund in 1989 looked at the importance of pawnshops in the US
economy-the first serious study of the subject since the 1930s. 　　
     Their conclusion: pawnshops are the consumer's lender of last resort (最后貸款人). 　　
     Pawnshop customers typically cannot get credit at banks. They have poor credit records, low and unstable
incomes, or cannot maintain positive bank account balances. 　　
     Typically, pawnshop customers borrow relatively small amounts that traditional lenders are unwilling or
unable to provide on a secured basis. 　　
     "If you look at total consumer credit, the amounts provided by pawnshops remain small," Caskey said.
"They are lending mainly to low-income people. In terms of the population they serve, they're really important." 　　
     In 1988, there were about 6,900 pawnshops in the United States - one for every two commercial banks.
They made about 35 million loans, providing 1 percent of the nation's consumer credit. 　
1. The best title for the passage would be ______. 　
A. Credit Cards for the Poor　　 　 　　
B. Banks for the Poor 　　
C. Pawnshops vs. Banks 　　　　　 　　
D. Commercial Banks 　
2. What do the underclass people do when they need cash? 　　

A. They go to local banks for help.
B. They apply for credit cards. 　
C. They ask for a loan from large banks.
D. They apply for a loan in pawnshops. 　

3. What can we learn about pawnshops? 　　
A. Poor people come to pawnshops as their last resort. 　　
B. Most people prefer pawnshops for their need of cash. 　　
C. Pawnshops are an important part of the state economy. 　　
D. Pawnshops are not important because they make up only 1 percent of the nation's consumer credit. 　
4. According to John P. Caskey, pawnshops are important because ________. 　　
A. they provide great dollar value to the poor
B. they make big loans to a lot of people 　　
C. they are serving the majority of the population
D. they make a large number of loans to the poor
練習冊系列答案
相關習題

科目：高中英語 來源：山東省濟南外國語學校2008－2009學年上學期高二期中考試(英語) 題型：050

閱讀理解

　　You Mi, a lovely and confident 17-year-old student, is the first Chinese high school student to appear on the cover of the popular young adults’ fashion magazine Seventeen．

　　“You is IN，” said Wang Lihua, Editor-in-Chief of Seventeen．“You is active and mature(成熟的)because of her knowledge on everything from academic studies，to books on art, to movies．We found she’s the very style we’re looking for to represent young people’s attitudes．”

　　You also impressed Wang with her fluent English when they first met last year．As the hostess of an English broadcasting programme at the High School Affiliated to Renmin University，she is always praised for speaking English almost like a native speaker．“I’ve built up my English by watching thousands of English DVDs since I was 10,” she explained．

　　But for her, watching isn’t enough．Last year，while in Senior 1, You met a talented boy who showed self-made DV movies at the English Corner in her school．

　　“I thought it was so cool and I knew that I should start making my own films，” she said．So she wrote a campus(校園)story, persuaded schoolmates to star in it and then began shooting a 30-minute DV movie, all in English．“I played one of the leading roles, actually I was everything in my film．I worked on it every single day during the SARS holidays,” she recalled．The movie finally became a big hit on campus，earning You a strong reputation(名氣)as a DV movie director．

　　But this is not the only field she wants to master．Despite being a science student, she likes art, literature and fashion design very much．

　　“There are people who can be artists, there are people who edit books，and there are people who become film producers．But I just hope to mix all the things up!” she said．“There is an old saying I believe：Chance favours only the prepared mind．”

(1)

You Mi was chosen to be a cover of Seventeen，mainly because she ________．

[　　]

A．

is beautiful

B．

she is lovely and full of confidence

C．

is active and mature

D．

has rich knowledge

(2)

You Mi’s fluent English is based on ________．

[　　]

A．

her chance to host an English broadcasting programme

B．

the influence of her parents

C．

her deep interest in it

D．

her making DV movie

(3)

The author mentioned a talented boy to show ________．

[　　]

A．

the great influence he had on You Mi

B．

he was admired by his schoolmates

C．

the young can do things as well as the adults do

D．

self-made DV movies are popular at school

(4)

In the 30-minute DV movie, You Mi didn’t act as a(n)________．

[　　]

A．

director

B．

musician

C．

actress

D．

producer

(5)

We can learn from the passage that ________．

[　　]

A．

You Mi hopes to be a mixed talent

B．

the success of a 30-minute DV movie shocked You Mi

C．

You Mi dreams of becoming a scientist

D．

the outbreak of SARS delayed You Mi’s studies

查看答案和解析>>

科目：高中英語 來源：北京市朝陽區(qū)2010屆高三第二學期統(tǒng)一考試（二）（英語） 題型：閱讀理解


第三部分：閱讀理解（共兩節(jié)，40 分）
第一節(jié)：（共15小題；每小題2分，共30分）
閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項，并在答題卡上將該項涂黑。
Before I started school, people felt that 1 was not going to be successful．At the age of four I started speech lessons because basically I could not speak well enough for anyone to understand me．The story goes downhill from here．
The first grade was a struggle．I not only had difficulty speaking, but also felt nervous about the fact that I was expected to learn to read and I just couldn't do it．The second grade was not much better．I still struggled with the inability to read．It was in the third grade that the school district built a new school close to my home．I remember going there with my parents and helping to get the school ready so that we could move to the new one．However, things were still not much better as far as my schooling was concerned and did not get better for the next two years．
It was in the fifth grade．Mi-s．Wakefield was my teacher, and if ever there was a teacher that deserved a gold star, it was her．She did not make me feel defeated．On the contrary, she did her best to let me know that I could be whatever I wanted to be．And that is just what I did．
For the past 22 years, I have been a fifth grade teacher．Because of Mrs．Wakefield's influence on my life, I am now encouraging students who have had difficulties in their lives to believe that they can overcome any difficulty and become someone．I have won numerous awards up to now, such as Teacher of the Year．I owe it all to one fifth grade teacher who believed in me and challenged me to be all that I could be．
56．The writer ______ when he was in the third grade．
A．did better in reading                      B．began speech lessons
C．went to a new school                D．received a high award
57．We can learn from the passage that the writer ______．
A．is a very successful teacher now
B．thinks teaching is a challenging job
C, has solved problems with his own effort
D．works in the same school with Mrs．Wakefield
58．What is the writer's purpose in writing the passage?
A．To express his devotion to his work．
B．To show his respect to a special teacher．
C．To share his leaching experience with us．
D．To tell us his story of overcoming difficulties．

查看答案和解析>>

科目：高中英語 來源： 題型：閱讀理解

四、閱讀理解（共16小題；每小題2分，滿分32分）

You Mi, a lovely and confident 17-year-old student, is the first Chinese high school student to appear on the cover of the popular young adults’ fashion magazine Seventeen.

     “You is IN,” said Wang Lihua, Editor-in-Chief of Seventeen. “She is active and mature(成熟的) because of her knowledge on everything from academic studies, to books on art, to movies. We found she’s the very style we’re looking for to represent young people’s attitudes.”

    You also impressed Wang with her fluent English when they first met last year. As the hostess of an English broadcasting programme at the High School Affiliated to Renmin University, You is always praised for speaking English almost like a native speaker. “I’ve built up my English by watching thousands of English DVDs since I was 10,” she explained.

    But for You, watching isn’t enough. Last year, while in Senior 1, she met a talented boy who showed self-made DV movies at the English Corner in her school.

   　“I thought it was so cool and I knew that I should start making my own films,” she said. So she wrote a campus(校園) story, persuaded schoolmates to star in it and then began shooting a 30-minute DV movie, all in English. “I played one of the leading roles, actually I was everything in my film. I worked on it every single day during the SARS holidays,” she recalled. The movie finally became a big hit on campus, earning You a strong reputation(名氣) as a DV movie director.

　　But this is not the only field she wants to master. Despite being a science student, You likes art, literature and fashion design very much.

  　“There are people who can be artists, there are people who edit books, and there are people who become film producers. But I just hope to mix all the things up!” she said. “There is an old saying I believe: Chance favours only the prepared mind.”

1. You Mi’s fluent English is based on _____.

    A. her chance to host an English broadcasting programme

    B. the influence of her parents

    C. her deep interest in it

    D. her making DV movie

2. The author mentioned a talented boy to show _____.

    A. the great influence he had on You Mi

    B. he was admired by his schoolmates

    C. the young can do things as well as the adults do

    D. self-made DV movies are popular at school

3.In the 30-minute DV movie, You Mi didn’t act as a(n) _____.

     A. director            B. musician         C. actress             D. producer

4. We can learn from the passage that _____.

　　A. You Mi hopes to be a mixed talent

　　B. the success of a 30-minute DV movie shocked You Mi

　　C. You Mi dreams of becoming a scientist

　　D. the outbreak of SARS delayed You Mi’s studies

查看答案和解析>>

科目：高中英語 來源：海南省期末題 題型：閱讀理解

閱讀理解。
     The total area of land on earth is about 149 million square kilometers, or about 39 percent of the total
area of the earth.
     The average height of the land is about 750 metres above the sea level .The Eurasian (歐亞的) land
mass is the largest with an area of 54,527,600 square kilometers .The smallest continent is the Australian
mainland, with an area of about 7,614,600 square kilometers, which together with Tasmania, New
Zealand, New Guinea and the Pacific Islands, is described as Oceania .The total area of Oceania is
about 8,935,500 square kilometres, including West Iran which is political in Asia .
     The world's largest  peninsula (半島) is Arabia ,with an area of about 3,327,500 square kilometres .
     The largest island in the world is Greenland, with an area of about 2,175,600 square kilometres. The
largest island surrounded by fresh water is the Ilha de Marajo (4,022 square kilometres) in the mouth of
the Amazon River, Brazil .The largest island in a lake is Manitoulin Island (2,766 square kilometres) in the
Canadian section of Lake Huron . This island itself has on it a lake of 106 square kilometres called Manitou
lake, in which there are several islands.
1. The area of Tasmania, of New Zealand, of New Guinea and of the Pacific Islands add up to about           square kilometres .
A.8,935,500
B.1,320,900
C.7,614,600
D.16,550,100
2. Oceania is made up of             .
    (Suppose  I: Australia ;  II: Tasmania and New Zealand ; III: New Guinea and the Pacific Islands )
A. I and II
B. II and III
C. I and III
D. I,II and III
3. Which of the following diagrams shows the correct relationship between Manitoulin Island(MI), Lake
Huron (LH), Manitou Lake (ML) and the "several islands" (SI) mentioned at the end of the passage ?
4. The largest island surrounded by fresh water is in          .
A. a river
B. a  lake
C. a sea
D. an ocean

查看答案和解析>>

科目：高中英語 來源： 題型：閱讀理解

第三部分：閱讀理解（共兩節(jié)，40 分）

第一節(jié)：（共15小題；每小題2分，共30分）

       閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項，并在答題卡上將該項涂黑。

       Before I started school, people felt that 1 was not going to be successful．At the age of four I started speech lessons because basically I could not speak well enough for anyone to understand me．The story goes downhill from here．

       The first grade was a struggle．I not only had difficulty speaking, but also felt nervous about the fact that I was expected to learn to read and I just couldn't do it．The second grade was not much better．I still struggled with the inability to read．It was in the third grade that the school district built a new school close to my home．I remember going there with my parents and helping to get the school ready so that we could move to the new one．However, things were still not much better as far as my schooling was concerned and did not get better for the next two years．

       It was in the fifth grade．Mi-s．Wakefield was my teacher, and if ever there was a teacher that deserved a gold star, it was her．She did not make me feel defeated．On the contrary, she did her best to let me know that I could be whatever I wanted to be．And that is just what I did．

       For the past 22 years, I have been a fifth grade teacher．Because of Mrs．Wakefield's influence on my life, I am now encouraging students who have had difficulties in their lives to believe that they can overcome any difficulty and become someone．I have won numerous awards up to now, such as Teacher of the Year．I owe it all to one fifth grade teacher who believed in me and challenged me to be all that I could be．

56．The writer ______ when he was in the third grade．

       A．did better in reading                       B．began speech lessons

       C．went to a new school                 D．received a high award

57．We can learn from the passage that the writer ______．

       A．is a very successful teacher now

       B．thinks teaching is a challenging job

C, has solved problems with his own effort

       D．works in the same school with Mrs．Wakefield

58．What is the writer's purpose in writing the passage?

       A．To express his devotion to his work．

       B．To show his respect to a special teacher．

       C．To share his leaching experience with us．

       D．To tell us his story of overcoming difficulties．

查看答案和解析>>

同步練習冊答案