Many children first learn the value of money by receiving an allowance.The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

    The amount of money that parents give to their children to spend as they wish differs from family to family.Timing is another consideration.Some children get a weekly allowance.Others get a monthly allowance.

    In any case,parents should make clear what,if anything,the child is expected to pay for with the money.

    At first,young children may spend all of their allowance soon after they receive it.If they do this,they will learn the hard way that spending must be done within a budget.Parents are usually advised not to offer more money until the next allowance.

    The object is to show young people that a budget demands choices between spending saving.Older children may be responsible enough to save money for larger costs,like clothing or electronics.

    Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home.These jobs are a normal part of family life.

    Paying children to do extra work around the house,however, can be useful.It can even provide an understanding of how a business works.

    Allowances give children a chance to experience the three things they can do with money.They can share it in the form of gifts or giving it to a good cause.They can spend it by buying things they want.Or they can save it.

1.What is special about children learning financial management by experience?

A.They learn more quickly.   

B.They are not as likely to make mistakes. 

C.Their mistakes won’t matter so much.

D.They have plans made by their parents.

2.When the writer says some young children“will learn the hard way that…”,he means____________. 

A.they will know a budget is hard to carry out 

B.they will have a hard time learning the lesson 

C.what they will learn is absolutely true 

D.their parents will teach them a hard lesson

3.Judging from the article.it is all right if a couple gives their son an allowance________. 

A.regularly twice every month 

B.whenever he has run out of money 

C.telling him to ask for permission before spending 

D.without telling him what to spend on

4.The writer would agree to encourage the kids to ____________to deal with a tight budget.  

A.borrow money from others    B.a(chǎn)sk their parents for more money  

C.get paid for their household routines D.earn money by extra work

5.When a kid donates some of his allowance to wild animal protection,he is_____.

A.sharing it with others         B.giving it to a good cause

C.buying things for himself      D.saving for his future spending

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What makes one person more intelligent than another? What makes one person a genius, like the brilliant Albert Einstein, and another person a fool? Are people born intelligent or stupid, or is intelligence the result of where and how you live? These are very old questions and the answers to them are still not clear.
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【小題1】The words “intelligent” and “brilliant” in the first paragraph probably mean _______ while “dull” in the second paragraph means ________.

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D.a(chǎn) famous person; an ordinary person
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What makes one person more intelligent than another? What makes one person a genius, like the brilliant Albert Einstein, and another person a fool? Are people born intelligent or stupid, or is intelligence the result of where and how you live? These are very old questions and the answers to them are still not clear.
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Parents should also be careful with what they say to young children. According to some psychologists, if parents are always telling a child that he or she is a fool or an idiot, then the child is more likely to keep doing silly and foolish things. So it is probably better for parents to say very positive things to their children, such as “That was a very clever thing you did.” or “You are such a smart child.”

1.The words “intelligent” and “brilliant” in the first paragraph probably mean _______ while “dull” in the second paragraph means ________.

A.bright and splendid; slow in thinking and understanding

B.pretty and handsome; ordinary-looking

C.great and important; common

D.hopeful and helpful; careless

2.According to the context we can guess that a genius is ________ while an idiot is ________.

A.a(chǎn) normal person; a funny person

B.a(chǎn) strong person; a weak person

C.a(chǎn) highly intelligent person; a foolish or weak-minded person

D.a(chǎn) famous person; an ordinary person

3. A person ________ is more likely to become a genius.

A.whose parents are clever

B.often thinking about difficult problems

C.often helped by his parents and teachers

D.born with a good brain and putting it into active use

4. It is better for parents ________.

A.to praise and encourage their children more often

B.to be hard on their children

C.to leave their children alone with nothing to do

D.to give their children as much help as possible

5.Which of the following is NOT true according to the article?

A.Parents play an important part in their children’s growth.

B.The less you use your mind the duller you may become.

C.Intelligence is obviously the result of where and how you live.

D.What makes a person bright or stupid is still under discussion.

 

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