14．
Shanghai Children Prove Money Smarts
Shanghai，the financial center of China，sure has raised some money-savvy children．
Ninety-two percent of Shanghai primary school students who took a recent test of their money smarts showed an understanding of financial management，and some even knew a thing or two about stocks （股票） and debts．
The FQ，or Financial Quotient test was conducted on Wednesday at three primary schools．It was designed to measure the students'ability to handle money，their understanding of spending and saving，and their knowledge of family finances and investment （投資）．
One 8-year-old could identify six ways to make money-including investing in the stock and real estate （房地產(chǎn)） markets，selling old toys and getting good grades，said Xu Ting，head of the FQ Lab at Ant Fortune，the mobile financing platform of Alibaba Group Holding．
The students scored 73percent on average，surpassing the organizer's expectations about what children might be expected to understand about money management，Xu said．Twenty-six percent of the 200test takers，who were aged 8to 11，scored over 80points，and only 8percent notched under 60．
Asked about managing a New Year's money gift，61percent of the students said they would deposit the money in the bank，while 31percent said they would give it to their parents for investment．One student said he would lend the money to relatives to buy property-and charge interest．
Not all of the students who were tested had received financial education，although it is studied at the primary school affiliated （附屬的） with the University of Shanghai for Science and Technology．Money education there is made into classes to teach students responsibility，teacher Xue Lei said．
"It's mostly to help the students to manage their pocket money，"Xue said．
Lao Kaisheng，a professor of education at Capital Normal University，shrugged off （聳肩表示蔑視） the test as more commercial than scientific．But it's clear that modern parents are conscious of money management and want their children to spend-and save-wisely．
63．The recent tests showed thatC．
A．Shanghai students pay off their own debts
B．Shanghai students focus too much on money
C．most Shanghai students are conscious of money
D．some Shanghai students take part in family investments
64．During the FQ test，the researcher measuredD．
A．how much Shanghai parents invest for their children
B．how much pocket money Shanghai children get every year
C．where Shanghai Children gain the knowledge of family finances
D．what Shanghai students know about making and managing money
65．What does the underlined word notched in paragragh 5mean？A
A．scored
B．lost
C．won
D．recovered
66．According to teacher Xue，financial education helps studentsD．
A．become more social
B．become more creative
C．become more confident
D．become more responsible．
