Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save and maybe even invest (投資) it.

Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest (利息). That may not seem like a lot. But over time it adds up.

1. Parents give their children allowance to ________.

A. show off their wealth

B. let them make more money

C. let children manage family finance

D. learn the value of money

2. Why are parents advised not to offer young children more money in advance?

A. To show them how to make a budget.

B. To save money for larger costs.

C. To let children make fewer mistakes

D. To give them more allowance next time.

3. What can we learn from the last paragraph?

A. Children need not save their allowance.

B. Saving can help children plan future finance.

C. Children can buy everything with their allowance.

D. All children must have a savings account.

4. The author intends to ________.

A. make parents aware of the children’s allowances

B. show the methods of investing

C. give advice on how to save money

D. introduce the advantages of allowances

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DELAYED BAGGAGE REPORT

PRINTED AT ALBANY N.Y. AIRPORT ON JULY 10, 2016 11:15 A.M.

Dear Valued Customer,

We regret that your baggage was not available to claim after your recent flight. Everything possible will be done to locate your belongings and return it to you on time.

For information on your delayed baggage, contact the United Airlines Baggage Resolution Center at its 24 hour, seven days a week.

Number:

1-800-335-BAGS (2247) (US – Toll Free)

281-821-3536 (Local Houston Number)

Or visit site: http://www.united.com/for/bagtracing

As soon as you send your Delayed Baggage Report, United Airlines will begin to look carefully for your baggage system. Our Baggage Resolution staff will make every effort to call you once a day to keep you updated on our progress. Please refer to the File Reference Number on this receipt (憑證) when corresponding or calling so that we can quickly access your records.

Keep this receipt with your claim check (提取證）and E-Ticket receipt until your baggage is returned to you.

In most circumstances, United Airlines will deliver your baggage when it is located. Delivery times vary depending on location.

If your baggage has not been returned to you within the first five-day tracing period, please download a claim form from our website and return it to us with the required information included.

DELAYED BAGGAGE REPORT

DELAYED BAGGAGE REPORT FILE REFERENCE: ALBUA25876

Name: JOHN JACKSON Contact Number: 802-247-9999

Delivery Address: 66 MOONBROOK DR

BRANDON Email: minminvt@yahoo.com

VERMONT USA 05745

Bag Tag: 0037387643; 0037387657

Description: Soft-Side Upright suitcase; Non-Zippered, hard side horizontal suitcase

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