20．A recent study by Citi Retail Services found that a growing number of people are embracing digital wallets or e-wallets，due in large part to their convenience and ease of use．
E-wallets have been called the future of real-world payment technology．With major players like Alipay，WeChat and Apple Pay becoming popular，it seems to be a safe bet that a change in consumer payment technology is coming soon．
CNN reporter Paul Ripley experienced a day in Beijing without his wallet．"In China's largest cities，you can definitely survive without carrying a pocket full of cash and credit cards-as long as you've got your smartphone．"He paid for breakfast by scanning a QR code on the window of a hole-in-the-wall restaurant．All he had to do was to enter a password and the transaction was complete．
Unlike the situations in the US and other countries，"China doesn't have a really money-making credit card system，so Chinese people just skipped credit cards and went straight to mobile payments．"Gu Yu，co-founder of the new payment app Mileslife，told CNN．He also pointed out the advantages of mobile payments．"No coins or bills that can be lost or stolen，electronic receipts，the ease of keeping track of spending-and of course，no wallet taking up space．"he said．
However，if we want to make e-wallets a mainstream trend，a lot of things will have to change over the coming years．Perhaps one of the most important things that need to be changed is how people regard e-wallets．Linda Barrabee，research director for NPD Connected Intelligence，said in a statement．"In order to promote on-the-go consumer transactions and commerce，wireless carriers，credit card companies，and e-commerce companies need to make sure the process is convenient，simple，and secure for consumers．"
32．More consumers tend to use e-wallets because they areC．
A．fashionable B．enjoyable C．handy D．economic
33．Paul Ripley's example is used mainly to show thatB
A．Smartphone payments are available in every part of China now．
B．Mobile payments are popular in large cities in China like Beijing．
C．Life in Beijing has become the most advanced in the world．
D．You can buy anything you want using mobile payments in Beijing．
34．Which of the following statement is NOT true according to the passage？A
A．There will be no more cash or credit card payments in the near future．
B．Digital-wallets will save up much space in your bag when you go out．
C．How people consider digital wallets will influence the popularity of digital wallet．
D．The Chinese credit card system has partly caused the popularity of digital wallets
35．What is the last paragraph mainly about？D
A．E-wallets is much safer and more convenient than traditional payments．
B．E-wallets will be definitely a mainstream trend in our life．
C．E-commerce companies will make great profits by using e-wallets in the future．
D．There is still a long way to make e-wallets become the main trend in our life．
分析 本文主要講述了在現(xiàn)在，尤其是大城市，人們更多的會選擇方便快捷的手機支付，以及其優(yōu)點的描述．
解答 32．C 細節(jié)題．根據(jù)文章內(nèi)容，A recent study by Citi Retail Services found that a growing number of people are embracing digital wallets or e-wallets，due in large part to their convenience and ease of use．最近一項調(diào)查研究顯示，越來越多的消費者正在使用電子錢包，主要是因為其便捷性和使用的方便．結(jié)合選項，故選C
33．B 細節(jié)題．根據(jù)文章內(nèi)容，CNN reporter Paul Ripley experienced a day in Beijing without his wallet．"In China's largest cities，you can definitely survive without carrying a pocket full of cash and credit cards-as long as you've got your smartphone．"He paid for breakfast by scanning a QR code on the window of a hole-in-the-wall restaurant．All he had to do was to enter a password and the transaction was complete．由此可知，Paul Ripley 經(jīng)歷了一天沒有錢包的生活．在中國的大城市，你完全可以在沒有帶錢包的情況下生活下來，只要你有帶電話．Paul Ripley 早飯是掃描二維碼，只要鍵入密碼即可完成這個付款．結(jié)合選項，說明在北京這樣的大城市，電子支付是非常流行的，結(jié)合選項，故選B
34．A 細節(jié)題．根據(jù)文章內(nèi)容，no wallet taking up space…Perhaps one of the most important things that need to be changed is how people regard e-wallets…China doesn't have a really money-making credit card system，so Chinese people just skipped credit cards and went straight to mobile payments 文章提及電子賬戶賬單不會像紙幣一樣占錢包空間、人們對電子賬單和付賬的觀念的需要轉(zhuǎn)變以及中國的信用卡系統(tǒng)的特點，使得人們的手機支付變得更為便捷．文章中沒有提及以后將不會紙幣，結(jié)合選項，故選A
35．D 段落大意題．根據(jù)文章內(nèi)容，最后一段主要講述了在未來，電商行業(yè)中的電子付款方面存在的一些問題以及改進措施，只有這樣，電商才能做的更長遠．結(jié)合選項，故選D
點評 本文是一個科教類閱讀理解，題目涉及多道細節(jié)理解題，做題時結(jié)合原文和題目有針對性的找出相關(guān)語句進行仔細分析，結(jié)合選項選出正確答案．推理判斷題也是要在抓住關(guān)鍵句子的基礎(chǔ)上合理的分析才能得出正確答案，切忌胡亂猜測，一定要做到有理有據(jù)．
