Question

閱讀下列材料, 從所給的六個(gè)選項(xiàng)（A、B、C、D、E 和 F）中, 選出符合各小題要求的最佳選項(xiàng)。選項(xiàng)中有一項(xiàng)是多余選項(xiàng)。

A. Prepare for Rainy Days C. Get Aggressive E. Set the Goal

B. Watch Your Spending D. Start Saving F. Save More

Steps to Retire a Millionaire

Having a million-dollar portfolio is a retirement dream for many people. Making that dream come true requires some serious effort. While success is never a sure thing, the steps outlined below will go a long way toward helping you achieve your objective.

61.       

Vacations, car, kids and all of life's other expenses take a big chunk out of your paycheck. To maximize your savings, you need to minimize your expenses. Buying a home you can afford and living a lifestyle that is below your means and not funded by credit cards are all necessities if you want to boost your savings.

62.       

If you don't save, you'll never reach your goal. As obvious as this might seems, far too many people never even start to save. If your employer offers a 401(k) plan, enrolling in the plan is a great way to put your savings on autopilot. Simply sign up for the plan and contributions will be automatically taken out of your paycheck, increasing your savings and decreasing your immediate tax liability.

If your employer offers to match your contributions up to a certain percentage, be sure to contribute enough to get the full match. It's like getting a guaranteed return on your investment. Finding the cash to stash may be a challenge, particularly when you're young, but don't let that stop you from pursuing future riches.

63.       

Studies have shown that the majority of the returns generated by an investment are dictated by the asset-allocation decision. If you are looking to grow your wealth over time, fixed-income investments aren't likely to get the job done, and inflation can take a big chunk out of your savings.

Investing in equities entails more risk, but is also statistically likely to lead to greater returns. For many of us, it's a risk we have to take if want to see our wealth grow. Asset-allocation strategies can help you learn how to make picking the right mix of securities the core of your investing strategy.

64.       

Part of long-term planning involves accepting the idea that setbacks will occur. If you are not prepared, these setbacks can put a stop to your savings efforts. While you can't avoid all of the bumps in the road, you can prepare in advance to mitigate the damage they can do.

65.       

Your income should rise as time passes. You'll get raises, you'll change jobs, and maybe you'll get married and become a two-income family. Every time more cash comes in to your pocket, you should increase the amount that you save. The key to reaching your goal as quickly as possible is to save as much as you can.

 

Answer 1

【答案】

 

 B

 D

 C

 A

 F

【解析】

 B 本段討論的是要注意自己的花錢。故B符合要求。

 D 根據(jù)本段第一句If you don't save, you'll never reach your goal.可知是號(hào)召我們開(kāi)始省錢。

 C 本段討論的是如何投資，也就是在掙錢方面要有積極性。

 A 本段是指要未雨綢繆，要有長(zhǎng)遠(yuǎn)意識(shí)。

 F 根據(jù)本段第三行you should increase the amount that you save.可知為了我們會(huì)遇見(jiàn)很多難以遇見(jiàn)的問(wèn)題，所以我們要多省錢。