Every year, thousands of new high school graduates pack their bags, move to new cities, and sign papers accepting loans, the money borrowed from a bank or lenders etc, which they might not be able to pay back. Without proper education on personal finance, especially as it relates to paying for college, young adults are guided into improper loan plans that result in years of debt after graduation. In order to set students up to succeed financially, it is important to educate students and parents on their financial options before school in the fall. The best way to support families heading for college is to require that every high school student take a personal finance class before graduation. This will help smooth the transition into adulthood.

The average student takes out at least one loan to cover the costs of their education each year. In 2014 the average student graduating from college carried a negative balance of about $20,000 in debt, which often spread over multiple lenders. Upon graduation, students rarely know exactly how much money they owe, and even though they are in the state of being unable to pay their debts, they cannot wipe out student loans. These students spend much of their adult lives paying off the gradual increasing debts.

A personal finance course would teach students how to manage their income and expenditures, while helping to significantly reduce the amount of debt students carry into adulthood. By teaching students how to save money and live within their means, this course will provide the next generation with a foundation to progress financially. Students choosing to get a job straight out of high school would also benefit from finance education for these very reasons. With education on how to manage their finances, all young people will have the knowledge to make healthy decisions, leading them to improve good credit and purchase needed items like cars and homes with skill and confidence.

While not every young person makes financial mistakes, those who do can face years of difficulty trying to get their finances back under control. Rather than help them through these hard times when they happen, we should try to prevent them from happening at all. Making the completion of personal finance coursework a requirement for graduation would ensure that young people are at least aware of the basics of preserving a financial stability.

1.After graduation from college, many young people ________.

A. struggle to support their families

B. spend years paying off their debts

C. get through the hard times smoothly

D. are able to manage their own finances well

2.What is the third paragraph mainly about?

A. Ways to improve financial credits.

B. Advantages of taking a finance course.

C. Skills of balancing income and expenditures.

D. Introduction to the education on personal finance.

3.Having financial knowledge, high school students are probably able to ________.

A. smooth their way for college

B. get out of their financial trap

C. free from the cost of their college education

D. avoid the risk of the future financial trouble

4.The main purpose of the passage is to ________.

A. inform and explain

B. argue and persuade

C. analyze and evaluate

D. discuss and examine

練習(xí)冊(cè)系列答案
相關(guān)習(xí)題

科目：高中英語(yǔ) 來(lái)源：2017屆黑龍江哈爾濱六中高三上期末考試英語(yǔ)試卷（解析版） 題型：閱讀理解

In cities with rent control, the city government sets the maximum rent that a landlord (房東) can charge for an apartment. Supporters of rent control argue that it protects people who are living in apartment. Their rent cannot increase; therefore, they are not in danger of losing their homes. However, the critics say that after a long time, rent control may have negative effects. Landlords know that they cannot increase their profits. Therefore, they invest in other businesses where they can increase their profits. They do not invest in new buildings which would also be rent-controlled. As a result, new apartments are not built. Many people who need apartments cannot find any. According to the critics, the end result of rent control is a shortage of apartments in the city.

Some experts argue that the minimum wage law can cause problems in the same way. The federal government sets the minimum that an employer must pay workers. The minimum helps people who generally look for unskilled, low-paying jobs. However, if the minimum is high, employers may hire fewer workers. They will replace workers with machinery. Therefore, other things being equal, the number of workers that employers want decreases. Thus, critics hold the opinion that an increase in the minimum wage may cause unemployment. Some poor people may find themselves without jobs instead of with jobs at the minimum wage.

Supporters of the minimum wage say that it helps people keep their dignity. Because of the law, workers cannot sell their services for less than the minimum. Furthermore, employers cannot force workers to accept jobs at unfair wages.

Economic theory predicts the results of economic decision, such as decisions about farm production, rent control, and the minimum wage. The predictions may be corrected only if “other things are equal”. Economists do not agree on some of the predictions. They also do not agree on the value of different decisions. Some economists support a particular decision while others criticize it. Economists do agree, however, that there are no simple answers to economic questions.

1.There is the possibility that setting maximum rent may ________.

A. cause a shortage of apartments

B. worry those who rent apartments as homes

C. increase the profits of landlords

D. encourage landlords to invest in building apartments

2.We can safely say that rent control ________.

A. will always benefit those who rent apartments

B. is unnecessary

C. will probably bring inactive effects in the long run

D. is necessary under all conditions

3.There will be the problem of unemployment if ________.

A. the minimum wage is set too high

B. the minimum wage is set too early

C. the workers are unskilled

D. the maximum wage is set for poor workers

4.The passage tells us about ________.

A. the relationship between supply and demand

B. the possible results of government controls

C. the necessity of government control

D. the urgency of getting rid of government control

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆北京西城區(qū)高三上期末考試英語(yǔ)試卷（解析版） 題型：單項(xiàng)填空

The teacher decided to give the task to ________ had a strong sense of responsibility.

A. whoeverB. whicheverC. whateverD. whenever

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆北京市海淀區(qū)高三上學(xué)期期末考試英語(yǔ)試卷（解析版） 題型：單項(xiàng)填空

I usually sleep with the window open ________ it is really cold.

A. ifB. unlessC. now thatD. in case

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆北京市海淀區(qū)高三上學(xué)期期末考試英語(yǔ)試卷（解析版） 題型：單項(xiàng)填空

—What a drive! I’m tired out.

—No wonder! You have been driving for such a long time ________ taking a break.

A. byB. withoutC. throughD. in

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆北京東城區(qū)高三上期末考試英語(yǔ)試卷（解析版） 題型：單項(xiàng)填空

Life isn’t always beautiful, ________ the struggles make you stronger and the changes make you wiser.

A. orB. soC. butD. for

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆北京東城區(qū)高三上期末考試英語(yǔ)試卷（解析版） 題型：單項(xiàng)填空

—Would you like to have some ice-cream?

—I’d like to, but I'm on a diet ________ weight.

A. loseB. to loseC. being lostD. lost

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2016-2017學(xué)年黑龍江哈爾濱六中高一上期末考英語(yǔ)卷（解析版） 題型：完成句子

1.—Did you see a man in black pass by just now?

—No, sir. I ________ (read) a newspaper.

2.To learn English well, we should find opportunities to hear English ________(speak) as much as we can.

3.Don’t promise anything ________ you are one hundred percent sure.

4.Words came ________ our team won the game.

5.The boss, ________ company my father has worked in for 20 years, is kind.

6.How long do you think it will be ________ China sends a spaceship to the moon?

7.Jim receive a letter just now ________(say) his dad would come to see him soon.

8.________ makes the shop different is that it offers more personal services.

9.We all ________ (have) a good time in the past three days.

10.The deaf dancers think dancing is an activity ________ sight matters more than hearing.

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：2017屆江西新余市高三上期第二次段考英語(yǔ)試卷（解析版） 題型：閱讀理解

JOHANNESBURG—They say cats have nine lives. Now a Chinese toad(蟾蜍) has joined that club of clever survivors.

South Africans are shocked at the endurance of a toad that got trapped in a cargo shipment from China to Cape Town, after jumping into a porcelain candlestick(燭臺(tái)) that was made there. South African officials reportedly planned to put down the creature, fearing it would cause harm as an invasive species if it were let go in the wild.

But the toad got a last-minute pardon. Mango Airlines, a South African airline, transported the toad on Friday to Johannesburg for delivery to an animal shelter, after officials decided to find a way to let the toad live. The two-hour flight was a breeze compared to the trip from China, a long way of many weeks and thousands of kilometers across the Indian Ocean.

Airline spokesman Hein Kaiser said the toad got “first-class treatment”, sitting in a transparent plastic container with escort Brett Glasby, an animal welfare inspector. There was even a ceremony, in which the toad’s boarding pass was handed to Glasby.

“He was the star of the show on the flight,” Kaiser said of the amphibious(兩棲的) passenger. “I think every passenger stopped to have a look.”

On landing in Johannesburg, the toad was brought out of its container for a celebrity-style photo shoot. Observers said the brown toad seemed like a cool customer. It belongs to the Asian Toad species, which breeds during the monsoon(季風(fēng)) season. It is believed to have survived the trip from China by hardening its skin to prevent it from drying out, and also by slowing its breathing and heart rate—methods that help the species survive in times of drought.

“We’ve had snakes in imported timber and scorpions(蝎子) in fruit. We were called because the toad was right inside the candlestick, and we had to break it to get it out” Glasby, the inspector, told The Star, a South African newspaper.

1.What is the passage mainly about?

A. Asian toads can’t get used to the life in South Africa.

B. South Africa ignores the protection of animals.

C. An Asian toad gets a new home in South Africa.

D. Workers shipped a toad to South Africa on purpose.

2.If the toad is released into the wild, ________.

A. it will make the locals feel shocked

B. it will lose its life in the wild

C. it might flee into another country

D. it might harm the native species

3.The toad was able to arrive in South Africa alive ________.

A. because it formed hard skin to protect itself

B. because it escaped all attacks and hunts

C. because it used to stop its breath in winter

D. because it was lucky to be given a chance

4.It can be inferred from the passage that ________.

A. a candlestick is the best place for a toad

B. droughts make toads live longer

C. sometimes animals are transported accidentally

D. no one has seen such a big toad in Africa

查看答案和解析>>

同步練習(xí)冊(cè)答案