Banks are not ordinarily prepared to pay out all accounts(賬，賬戶); they rely on depositors (儲戶) not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty keeping herself from doing the same.
小題1:A bank run happens when _______.

A．too many depositors try to draw out their money at one time
B．a bank is closed for one or more days	C．there is enough money to pay all its depositors at one time
D．tellers of a bank take their own money from the bank

小題2:The tellers in Mrs. Vaught’s bank were told to ________.

A．explain why they could not pay out all accounts

B．pay out accounts as requested

C．make the depositors believe that the bank was stand

D．pay out money as slowly as possible

小題3: According to the passage, the actions of the depositors of Mrs. Vaught’s bank were affected           mainly by the _______.

A．ease with which they could get their money

B．confidence that Mrs. Vaught showed

C．confidence shown by other depositors of the bank

D．failure of several other banks to open

I was walking down the road one day when my cellphone rang. I heard a little girl on the other end 36 ,“Dad, please come back soon. I miss you so much!” Because I just have a little 37 , I knew it was a wrong number. So I rudely 38 “you’ve dialed the wrong number!”and then 39 .
During the following days, I got the same call 40 .But I didn’t care much about it.
Then one day she continually called me, 41  I didn’t answer. In the end, I answered the phone and heard a torpid(有氣無力的) voice, “ Dad, please come back. I miss you so much! Dad , I m 42 so much pain! Mom said you were too busy to take 43  of me. But, Dad ,please 44  me again, OK?” The kind of 45  was difficult to reject. I made a loud kiss on the phone and heard the 46  voice say, “Thank you … Dad , I am so … happy…”
Shortly after this, I became 47  about who had been on the other end of my phone. So I called back, and a woman answered, “Sorry, sir. I am really sorry to have 48  you. My daughter has suffered from bone cancer 49  she was born. And her father … died in a(n) 50  last week. I 51  not tell her the news. Poor  baby. When she couldn’t 52  the painful chemotherapy(化療), she would cry for her dad, who had always 53  her. I really couldn’t bear it, so I gave her a random(任意的)phone number …”
“How is your daughter now?” I couldn’t 54  to ask.
“She has 55 . You must have kissed her on the phone, because she went with a smile,” she said, “and I am glad that she gets rid of the pain and stays with her father forever.”
I couldn’t keep my tears back.

小題1:	A．shout B．cry C．scream D．call.

小題2:	A．money B．time C．son D．daughter

小題3:	A．replied B．returned C．announced D．questioned

小題4:	A．hung on B．held on C．held up D．hung up

小題5:	A．from then on B．now and then C．more or less D．for the moment

小題6:	A．even if B．as if C．in case D．now that

小題7:	A．of B．on C．in D．at

小題8:	A．charge B．control C．notice D．care

小題9:	A．hug B．kiss C．love D．see

小題10:

A．demand B．command C．request D．action.

小題11:

A．sweet B．deep C．loud D．weak

小題12:

A．curious B．interested C．content D．amazed

小題13:

A．confused B．bothered C．displeased D．sought

小題14:

A．until B．when C．while D．since

小題15:

A．matter B．event C．accident D．affair

小題16:

A．must B．dare C．need D．should

小題17:

A．tolerate B．undertake C．calm D．master

小題18:

A．encouraged B．persuaded C．excited D．delighted

小題19:

A．stop B．help C．wait D．keep

小題20:

A．recovered B．missed C．lost D．gone

When Callie Rogers won almost 1.9 million pounds on the lottery(彩票) at 16, she hoped it would help her put her troubles behind her. The teenager came from a broken home, had dropped out of school and was living in local authority care.
Rogers, from Cumbria, England, won the National Lottery in 2003. Then she began spending her money wildlly, buying four homes for her family, flash cars and designer clothes, partying and having some cosmetic (整容的) surgery. Two weeks after her win, she married and had two children. But then she spent 250, 000 pounds on cocaine (可卡因) and suffered depression. Earlier this year she lost the right to take care of her children because of her mental state.
She became addicted to drugs and attempted suicide three times as her life unraveled. She says the money brought her only misery. Now she is down to her last 100 000 pounds, but she has never been happier.
Now 22, she said：“Just a few months ago I was taking too many drugs and hated myself. I simply did not want to live any more. But now I have a new man and am finally becoming the woman I want to be. And it's only after I've spent most of my fortune that this has finally happened.”
“I need to get my act together and make my kids proud, and for the first time I really do think that's possible.” She credits her new boyfriend with giving her the stable home life she has always longed for and she now hopes to go to college and eventually become a counselor. “After all I've experienced, I think I have a lot of advice to offer，” she said.
小題1:Why was Rogers not allowed to look after her children?

A．She was in a bad mental state.	B．She was addicted to using drugs.
C．She was not responsible for them.	D．She was too poor to support them.

小題2:What can we learn about Rogers from Paragraph 3?

A．Being addicted to drugs cost her everything.

B．Money didn't bring her happiness as expected.

C．Rogers felt much happier with her money gone.

D．Too much money allowed her to do what she wanted.

小題3:What caused Rogers to change and start a new life?

A．The loss of money.	B．Her bitter past.
C．Her husband and children.	D．Her new boyfriend.

小題4:Why does Rogers hope to go to college?

A．She intends to find a good job.	B．She expects to become a professor.
C．She longs to improve her situation.	D．She wants to offer advice for others.

My husband hasn’t stopped laughing about the thing that happened to me. It’s  16  now but it wasn’t that time.
Last Friday, after doing all the family shopping in town, I  17  a rest before catching the train, so I bought a   18  and some chocolate and went to the station coffee shop that was a cheap, self-service place with long   19 to sit at. I put my heavy bag down on the floor, put the newspaper and chocolate on the table to   20  a place and went to get a cup of coffee.
When I came back with the coffee, there was someone in the   21   seat. It was one of those   22  young man, with dark glasses and torn clothes, and hair colored bright 23  at the front, not so unusual these days. What did   24  me was he’d started to eat my chocolate! Naturally, I was annoyed. However, to avoid trouble—then really I was rather uneasy about him—I just   25  down at the front page of the newspaper, tasted my coffee, and took a bit of chocolate. The boy looked at me    26   . then he took another piece of my chocolate. I could hardly   27  it. Still I didn’t want to start an argument. When he took a  28    piece , I felt more  29  than annoyed. I thought, “ Well, I shall have the last piece.” And I  30  it.
The boy gave me a   31  look, and then stood up. As he left, he shouted out, “This woman is mad!” Everyone   32  . That really made me feel silly, but it was   33   when I finished my coffee and got ready to leave. My face went red—as red as his hair when I   34    I’d made a mistake. It wasn’t my chocolate he’d been taking. There was mine, unopened, just under my  35   .

小題1:	A．serious B．wonderful C．funny D．exciting

小題2:	A．enjoyed B．took C．had D．wanted

小題3:	A．cake B．newspaper C．magazine D．bag

小題4:	A．chairs B．tables C．benches D．beds

小題5:	A．order B．find C．keep D．visit

小題6:	A．very B．same C．free D．next

小題7:	A．wild-looked B．wild-looking C．good-looking D．good-looked

小題8:	A．red B．black C．brown D．white

小題9:	A．interest B．surprise C．frighten D．hurt

小題10:

A．looked B．lay C．sat D．put

小題11:

A．eagerly B．friendly C．closely D．shyly

小題12:

A．believe B．hear C．notice D．stop

小題13:

A．last B．big C．single D．third

小題14:

A．angry B．lucky C．happy D．curious

小題15:

A．covered B．threw C．got D．wrapped

小題16:

A．strange B．exhausting C．nervous D．pleasant

小題17:

A．agreed B．promised C．stared D．followed

小題18:

A．better B．worse C．later D．easier

小題19:

A． wondered B．realized C．decided D．recognized

小題20:

A．bags B．clothes C．book D．newspaper

From Monday until Friday most people are busy working or studying, but in the evenings and on weekends they are free to relax and enjoy themselves. Some watch TV or go to the movies; others take part in sports. It depends on individual interest. There are many different ways to spend our spare time.
Almost everyone has some kind of hobby. It may be anything from collecting stamps to making model airplanes. Some hobbies are very expensive, but others don’t cost anything at all. Some collections are worth a lot of money; others are valuable only to their owners.
I know a man who has a coin collection worth several thousand dollars. A short time ago he bought a rare fifty-cent piece worth $250！He was very happy about his purchase (buying) and thought the price was reasonable. On the other hand, my youngest brother collects matchboxes. He has almost 600 of them but I doubt if they are worth any money. However, to my brother they are extremely valuable. Nothing makes him happier than to find a new matchbox for his collection.
That’s what a hobby means, I guess. It is something we like to do in our spare time simply for the fun of it. The value in dollars is not important, but the pleasure it gives us is.
小題1:The word “individual” in the first paragraph most probably means        .

A．different

B．strange

C．secret

D．one’s own

小題2:According to the passage, most people are          from Monday until Friday.

A．free to relax and enjoy themselves	B．busy working or studying
C．free to take part in sports games	D．busy watching TV and going to the cinema

小題3:Something that one enjoys doing in one’s spare time is a          .

A．job

B．pleasure

C．hobby

D．contribution

小題4:In the writer’s opinion,             .

A．all hobbies are very expensive	B．some hobbies don’t cost anything
C．hobbies are worthless	D．hobbies are valuable to everybody

Thomas Lagos graduated from Wittenburg University in Ohio in only one year. His father, a Greek immigrant（移民）, said, “Whatever Tommy do, he’ll like to do fast.”
Thomas studied at Showee High School. He taught himself to read 750 words a minute. While he was in high school, he took  of the 36 credits（學分）he needed to graduate from university. He took another 12 credits at the university simply taking examinations without attending the courses. The remaining credits he took by the old fashioned method of attending classes.
He studied very well, so he graduated with the greatest honours. Now at the age of nineteen, he has entered the graduate school of Michigan University. He is studying law.
小題1:Thomas Lagos is        .

A．a Greek	B．an American in Greece
C．an immigrant	D．an American

小題2:Thomas’s father          .

A．speaks English poorly	B．speaks English perfectly
C．does not speak English	D．is an Englishman

小題3:The number of credits Thomas took by attending university courses was        .

A．36

B．

C．

D．12

小題4:Thomas entered Wittenburg University          .

A．at the age of 19	B．in one year
C．with the greatest honours	D．at the age of 18

小題5:Thomas’s course         .

A．can hardly be taken in an ordinary way	B．is unworthy
C．is good for boy students to take	D．should be widely taken

The back door of the ambulance (救護車) was suddenly shut and the driver ran to the front, jumped into the seat, and started the engine. Inside were the 　36　 parents, Mr. and Mrs. Green, the mother holding their baby daughter, Ally. The little girl had some food stuck in her 　37　and could hardly 　38　.?
The driver, Mr. White, 　39　 his siren (警報器) and flashing light, and started speeding toward the 　40　 hospital, fighting against 　41　. The cars ahead of him pulled out of way 　42　 he drove through the busy traffic. From the back of the ambulance the parents were shouting at him to 　43　, since Ally almost stopped breathing. In front of him he saw some traffic 　44　, with the red “stop” light shining. Mr. White knew he had no time to lose, so he drove straight past the traffic lights, looking 　45　 his left and right as he did so.
Coming towards him from his right was a 　46　. The driver had the windows 　47　, since the car was air-conditioned, and he was playing his radio. He did not hear the ambulance.
The lights were 　48　, so he drove straight 　49　 into the path of the ambulance. Mr. White tried to stop his ambulance, but it was too late. It hit the taxi. Everyone was shaken but no one was hurt. Mr. White looked back to see 　50　 little Ally was. He was 　51 to see relief instead of fear in the face of the parents.
“Look!” cried Mrs. Green. “She is 　52　 again.”?
“It must have been the crash (撞擊),” said her husband. “It 　53　 the food out of her throat.” The baby’s color was turning normal, and she was crying in a loud 　54　 healthy voice.
They were all joyful, and quite forgot about the 　55　, the taxi, and the lines of cars all around them.

小題1:	A．worried B．excited C．angry D．surprised

小題2:	A．mouth B．nose C．throat D．ear

小題3:	A．talk　 B．breathe C．cry D．hear

小題4:	A．turned on B．opened on　 C．turned off D．sped up

小題5:	A．best B．biggest　 C．first D．nearest

小題6:	A．time B．cars C．policemen D．speed

小題7:	A．that B．as C．there D．if

小題8:	A．stop B．slow down C．hurry D．keep safe

小題9:	A．lights B．signs C．policemen D．marks

小題10:

A．at B．to C．down D．forward

小題11:

A．taxi B．car C．truck D．train

小題12:

A．up B．down C．open D．covered

小題13:

A．red B．green C．yellow D．out

小題14:

A．out　 B．away C．on D．off

小題15:

A．who B．what C．where D．how

小題16:

A．lucky　 B．astonished C．worried D．happy

小題17:

A．crying B．breathing C．smiling D．talking

小題18:

A．made B．let C．knocked D．pulled

小題19:

A．and B．with C．or　 D．but

小題20:

A．driver B．accident C．girl D．reporters

“Mark Twain” was the name used by Samuel Langhorne Clemens (1835～1910) when he wrote books.His father was a lawyer，but a poor one，who lived in Florida，Missouri.The family was so poor that Samuel did not receive much teaching.He had to learn all that he could from the people whom he met.His father died when he was very young，and then there was even less money than before.
Many of the men in this part of America worked in the ships on the great Mississippi River，and he did this himself at one time (1857).
Where did he find the name “Mark Twain”？ It came from the great river itself.It was part of one of the cries used by men who worked in the ships.When a man called “By the mark twain！” he meant that the river was “two marks deep” there，that is to say，six feet deep ( “Twain” is an old form of the word “Two”.) Samuel Clemens often heard these words when he was young，and he used them as a pen name all his life.
During his work on the Mississippi he met travelers of all kinds，and this helped him a great deal when he started to write.But the number of travelers became smaller when war started in America in 1861.Many of the great ships on the river stopped work.Samuel left then and went to Nevada with his brother，who was at that time Governor of Nevada.There，near the town of Carson，Samuel became a gold miner，but he never made much money at the time.He soon saw that life in the gold mines was not for him.He also tried writing for the newspapers in Nevada，and this seemed more hopeful.He found that he could write.
He went to Europe in 1867 and visited France and Italy.In 1870 he married Olivia Langdon，and two years later he was spending nearly all his time writing.Among his books is his own story (1908).
He is now always known as Mark Twain，and many people do not even know that his family name was Clemens.He traveled in America and in England，and went to Oxford in 1907.He was one of the great American writers of the time，and could make his readers laugh—a thing which few writers can do.He died in 1910.
小題1:“Mark Twain” was         .

A．a famous American writer

B．name of a book

C．a great river in America

D．a large ship

小題2:As a child，Samuel did not get much education because         .

A．his father died too early

B．the family was very poor

C．he disliked school very much

D．he could learn what he liked from the people he met

小題3:What gave him a great deal when he started writing?

A．His poor childhood.

B．The Mississippi River.

C．All kinds of travelers he met.

D．His brother.

小題4:We can infer（推斷）from the passage that         .

A．Samuel loved writing from his early age

B．Samuel did not love writing at the beginning

C．his writings to the newspaper were successful

D．his brother encouraged him to write more

小題5:According to the writer of the passage，a good writer could         .

A．write a lot for his readers

B．make a lot of money for his family

C．cause his readers to laugh

D．travel everywhere he wanted

The Rolls Royce logo(標志)consisting of the two Rs clearly stands for Rolls and Royce, the two founders of this manufacturing company.In 1884 Frederick Henry Royce started an electrical and mechanical business. He made his first car, a “Royce”, in his Manchester factory in 1904.
He was introduced to Charles Stewart Rolls in a Manchester hotel on May 4 that year, and the pair agreed a deal where Royce would manufacture cars, to be sold by Rolls. A clause(條款) was added to the contract, saying the cars would be called “Rolls Royce”.
The current Toyota logo consists of three ovals: the two perpendicular(成直角的)ovals represent a relationship of trust between the customer and Toyota. These ovals combine to symbolize the letter “T” for Toyota. The space in the background implies a global expansion of Toyota’s technology and unlimited potential for the future.
The Hyundai Motor Company (HMC) is a South Korean company manufacturing automobiles. Their automobiles are available in many countries around the globe. In 2003 it was South Korea’s largest car maker and the world’s seventh largest car maker. The Hyundai logo appears to be an H (symbolizing Hyundai). The oval shape indicates the company’s global expansion and the ‘H’ is symbolic of two people (especially the company and customer) shaking hands.
The Mercedes-Benz logo represents one of the most famous brands in the world. The Benz logo is a three-pointed star that represents its domination of the land, the sea, and the air. The famous three-pointed star was designed by Gottlieb Daimler to show the ability of his motors for land, air and sea usage. It was first seen on a Daimler in 1909, and was combined with the Benz laurel wreath in 1926 to symbolize the union of the two firms. Mercedes-Benz is one of the world’s oldest automobile manufacturers.
小題1: Which company’s logo is a symbol of two people shaking hands?

A．Rolls Royce’s

B．Toyota’s

C．Hyundai’s

D．Mercedes-Benzs.

小題2:According to the text, _______.

A．Rolls Royce was founded in 1884.

B．Toyota is having difficulty expanding its technology

C．Hyundai has the same long history as Mercedes-Benz

D．Mercedes-Benz originally produced motors

小題3: Which company’s logo stands for both the manufacturer and the seller?

A．Rolls Royce’s

B．Toyota’s

C．Hyundai’s

D．Mercedes-Benz’s

小題4:We can learn from the text that_____.

A．the ovals in the logos have the same meaning

B．Hyundai is SouthKorea’sseventh largest car maker

C．the three-pointed star of the Mercedes-Benz logo was first seen in 1926

D．the Mercedes-Benz logo is a symbol of the combination of two companies

I cry easily. I cried when a boy in the film suffered from an incurable disease. I cried when an athlete broke a world record.
One night my wife and I were going to dinner at a friend ' s．As we went towards the house, I noticed a car pulling out from the sidewalk．Just ahead, another car was waiting to back into the parking space．But before he could do so a yellow car came up from behind and sneaked into the space．
While my wife went ahead into our friend' s house, I stepped into the street．
“Hey,” I said, “this parking space belongs to that guy．” I gestured towards the man ahead, who was looking back angrily．At that moment I was feeling pretty manly．
“ Mind your own business!” the driver told me．
“No,” I said．“You don' t understand．That fellow was waiting to back into this space．”
Things quickly heated up, until finally he jumped out of the car．My God, he was extremely large．He grabbed me and shook his rock of a fist at me．I tasted blood．I was terrified．
Almost in a panic, I ran to my friend ' s front door．As a former Marine （海軍） , as a man, I felt absolutely embarrassed as my wife and friends asked me what had happened．All I could say was that I had had an argument about a parking space．They were sensitive and let it go at that．
Perhaps half an hour later, the doorbell rang．For some reason I was sure that the huge man had returned for me．My blood ran cold．My hostess got up to answer it, but I stopped her．I knew I had to face up to my fear．
I opened the door．There he stood．“I came back to apologize,” he said in a low voice．“I am ashamed of myself．The Brooklyn Navy Yard where I've worked for ten years is closing．Today I got laid off．I' m not myself．I hope you’ ll accept my apology．”
I remembered that after I closed the door, I stood there for a few minutes alone with tears in my eyes．
小題1:What did the author do when a yellow car drove into the parking space?

A．He beat the driver．

B．He blamed the driver．

C．He asked the driver to apologize．

D．He ran to his friend' s house for help．

小題2:What do we know about the yellow car' s driver?

A．He was rude and liked fighting．

B．He was famous for his bad temper．

C．He lost his job and felt terrible that day．

D．He tried to get the author' s parking space．

小題3:What does the underlined sentence mean?

A．I became quite calm．

B．I felt extremely frightened．

C．I couldn't move with cold．

D．I was too angry to say anything．

小題4:What kind of person is the author?

A．Direct and serious．	B．Humorous and open - minded．
C．Honest and ambitious．	D．Warm - hearted and understanding