Recently, two major US student loan (貸款) lenders, Citibank and JPMorgan Chase, announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.

In the US, many undergraduates fill up their financial needs with a private loan, although the majority can get government-funded loans. In the 2015-2016 academic year, $ 17 billion in private student loans was used to finance higher education. The lack of private funding has yet to be covered and will hit many US students hard.

Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants. Their biggest concern is a sudden increase in student rent.

Most young professionals now rent houses, since 80 percent of UK mortgage schemes (按揭計(jì)劃) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.

In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $ 203.

Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job market.

【1】What does the underlined word “reluctant” in Paragraph 2 mean?

A. Forced. B. Unwilling.

C. Determined. D. Pleasant.

【2】What is a big challenge to the American students according to the text?

A. A lack of education.

B. The low-interest loan.

C. The short fall in private funding.

D. A lack of government-funded loan.

【3】What are the UK students most concerned about?

A. House rent.

B. Further education.

C. Mortgage schemes.

D. Government-funded loans.

【4】What may be the best title for the text?

A. College students in the US and UK are faced with their financial crisis

B. It is the duty for the governments to solve college students’ financial crisis

C. Further education is a good way for college students to survive tough job market

D. The private student loan is a good way for college students to overcome the difficulties

1. 活動(dòng)時(shí)間：農(nóng)歷1月15日晚6點(diǎn)至10點(diǎn)

2. 活動(dòng)地點(diǎn)：濱河公園

3. 活動(dòng)內(nèi)容：觀燈、猜燈謎、欣賞文藝表演等

注意：

1. 詞數(shù)100左右；

2. 可以適當(dāng)增加細(xì)節(jié)，以使行文連貫；

參考詞匯：元宵節(jié) The Lantern Festival 猜燈謎guess lantern riddles

農(nóng)歷年 the lunar year

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In 1916 the United States started the world's first national park system. Since then, it 【1】 （serve）as a model for other countries that try to better protect the environment and let people enjoy nature.

A national park is a reserve of land 【2】 (declare) and owned by the government, protected from human development and pollution. Now China is planning its own national parks system. On Dec 5, China passed two pilot plans for national parks 【3】 (protect) the giant panda, Siberian tiger and Amur leopard.

But national parks are not only for animals. In mid-2015, China started to build pilot national parks in nine provinces. 【4】 most famous one is the Sanjiangyuan national park on the Qinghai-Tibet Plateau. It aims to protect China’s water source. Sanjiangyuan, or “Source of Three Rivers”, is 【5】 the Yellow, Yangtze, and Lancang rivers start.

Before this national park project, China had set 【6】 thousands of nature parks, forests and scenic areas as protected areas. However, they haven’t been managed well 【7】 too many different organizations have been involved in the protection of the different areas, according to the China Daily. Under the new plan, national parks will cover big areas and include different protected areas.

For example, the habitats of wild pandas lie in different provinces and 【8】 (cut) into even smaller pieces by railways, roads and power lines. This makes isolated panda groups more open to 【9】 (dangerous). The panda national park will cover all the habitats and make the protection of animals as comprehensive as possible.

But this increased protection doesn’t mean national parks will shut their doors to humans. Instead, the new system will offer people a chance to 【10】 (deep) feel nature.

Friendship is very pleasant and also essential to people’s life . 【1】 , whose life will suffer in the long loneliness and depression. Friendship is the mother of our spirit, who’ll warm her kid when hurt occurs. We have much to share with our friends in life, confusion, excitement, bitterness etc. It’s great to keep up a sincere friendship.

It takes many special qualities to make friends. 【2】 . Only when we get a better understanding of each other can we gain a believable and meaningful friendship. We may find our hobbies of common interest. This feeling of natural attraction gets us closer and closer.

【3】 . Never hesitate to show your heartfelt care and kindness to your friend when she /he is in trouble . Love is not selfish , Love is a feeling that we should treasure all our lives.

Tolerance is the third necessary part in friendship. We are absolutely different persons. 【4】 . Don’t care yourself too much. Try to tolerate him /her in an easy mood, Saints(圣人) are not perfect, let alone those ordinary people like us. Afterwards, we should get a good communication.

Understanding, love and tolerance are the first three essences that come to a true friendship. Other qualities are also concerned such as thoughtfulness, trust and patience. 【5】 .

A. Understanding should come first.

B. A man without friends is an angel without wings

C. It also takes a special kind of love that seems to know no end

D. Remember, friendship is your spirit’s guard and everyone should treasure it

E. Friendship could make one fly like an angel

F. This individual difference may cause conflict between us in every aspect of our life.

G. Find people who will appreciate you

態(tài)度一: 當(dāng)考試結(jié)果不盡人意時(shí), 情緒低落, 喪失信心, 不再繼續(xù)努力。

態(tài)度二: 當(dāng)考試失敗時(shí), 分析找出失敗的原因, 鼓勵(lì)自己, 增強(qiáng)自信, 避免再

犯同樣的錯(cuò)。

你的觀點(diǎn): 失敗乃成功之母, ……

要求：1. 可以適當(dāng)增加細(xì)節(jié)，以使行文連貫；

2. 詞數(shù)在100個(gè)左右。

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The film focuses on a rescue operation in Africa, 【3】(lead) by Leng Feng, played by Wu Jing, the writer and director of the film. It is based【4】the true events of the 2011 evacuation (撤離) of Chinese people from Libya. It describes how the Chinese government aims 【5】(protect) overseas Chinese citizens. Just

【6】the message at the end of the film reads:" When you encounter【7】 (dangerous) in a foreign land, do not give up! Please remember, at your back【8】 (stand) a strong motherland."

China's【9】 (rise) military power and its positive role in the world have brought out a bigger sense of 【10】 (proud) among young people in China.

增加：在缺詞處加一個(gè)漏字符號(hào)（∧），并在其下面寫(xiě)出該加的詞。

刪除：把多余的詞用斜線（＼）劃掉。

修改：在錯(cuò)的詞下劃一橫線，并在該詞下面寫(xiě)出修改后的詞。

注意：1.每處錯(cuò)誤及其修改均限一詞;

2.只允許修改10處，多者（從第11處起）不計(jì)分。

In the village where I grew up, everyone knew an old man, who lived a simply life and spent all his time painting. The villagers used to admiring his works and he often gave his paintings to his friends. Whenever he was offered money, he would not take them. He said he painted for a pleasure. He once gave one of his paintings to my father, whom actually wasn’t interested in art. Years later I found it in our old house. By that time the old man has died and people started to recognize his paintings as great works of art, which was worth lots of money. An art gallery made me an offer of $5,000 for this painting and I nearly sold it, so then I decided not to. It always reminds me my childhood and of the old man who didn’t really want to make money by paint.

M: Well, of course. There is a good shop not far from here. Take the first street to the left and walk about three b【3】.

W: Could you tell me the n【4】 of the shop, please?

M: I can’t r【5】 the name of the shop, but you’ll find it. It’s near the police s【6】. By the way, do you know about the “Town Guide”? It has all kinds of useful i【7】.

I think you’ll find it in any b【8】.

W: Thanks a lot, you have been very h【9】, and I’ll look for that “Town Guide” the next time I’m in a bookstore. Let’s see, you said the repair shop was three blocks on the right?

M: No, first street on the l【10】, then three blocks.

W: Thanks again.

要求： 1. 主題是關(guān)于友誼； 2. 時(shí)間限定在4到5分鐘； 3. 每個(gè)節(jié)目最多6個(gè)角色。

注意：1. 詞數(shù)100左右；2. 可以適當(dāng)增加細(xì)節(jié)，以使行文連貫。

—What do you suppose ________ to her?

A. was happening B. to happen

C. has happened D. having happened