( D )
In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
56. Which of the following is NOT true about the installment plan?
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying.
57. Goods bought on installments are more expensive than goods bought by cash because ______.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
58. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
59. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
60. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy

C
　　Several years ago I worked in an office, which I had a locust tree growing outside the window. It had grown into a tall tree and must have been there for a long time. The tree blocked the view and made the office seem dull, unfortunately this happened to be the room assigned to me and I was depressed by it for quite some time.
　　When the first spring came, everything was green except the locust tree. Secretly, I was very happy because I had thought it had died.
　　One morning when I opened the window for fresh air, I unexpectedly smelt a familiar sweet scent floating into my office but I couldn’t name it. Suddenly, I realized it was the locust tree! The tree that I thought dead was blossoming in full glory.
　　From then on, I usually came to the office very early to see dew forming on the locust tree blossoms and every year was eager to see spring again.
　　During summer, the green leaves provided shade protecting me from the harsh sunlight, but allowing enough light in to make it pleasant. In autumn, the leaves turned into many different colors. Its beauty touched my soul. Many times I thought to take photos but never did. Then I had to leave in a hurry. Later in life it became a great regret that I had not done so.
　　Actually, many times in our lives, we think we own something, therefore we don’t cherish it. We don’t feel regretful until we lose it one day! Moreover, sometimes, we have to accept the things we don’t want and need to discover the hidden beauty to find unexpected joy!
59．The author of the passage employed a writing way ________.
A．of holding and releasing            B．that released first, then held
C．that held first, then released         D．that was not holding or releasing
60．What the author wanted to tell us is that ________.
A．not being delighted for what you have got and not feeling pity on the lost
B．think twice before you leap
C．treat everything calmly
D．cherish what you’ve owned
61．The reason the author came to the office early is ________.
A．to enjoy the dew                 B．to finish her work early
C．to do some cleaning              D．to avoid the burning sun
62．The underlined word “so” in the fifth paragraph perhaps refers to ________.
A．that I couldn’t see the tree any longer    B．that I should have taken some photos
C．that I had to leave                   D．that the tree died

B
“It was all his own idea, ” says Pat Peters, the 38-year-old wife of Palo Alto, California high school football coach Bob Peters, 39. Bob had just drawn up a “motherhood contract” --a document stating that for 70 days this summer he would take over the care and feeding of the couple’s four children, plus all household chores. Although he didn’t even know how to make coffee when he signed, he was quite confident.(He thought the experience would make a nice book.)
After 40 of the 70 days, he was ready to give up. “I was beaten down, completely humbled（挫敗的）,”  admits Peters. Three weeks later he spoke to the local press, stating, “Not only is motherhood a difficult task, not only is it never-ending, it is an impossible job for any normal human being.”
Bob and Pat were high school sweethearts. After they were married in 1960, she worked as a secretary to help put him through university. Since then Bob has been the football and wrestling coach at Palo Alto’s Cubberley High while Pat raised the kids. Then two years ago Pat went back to work as a secretary at Cubberley. “I had been around children so much,” she sighs, “I couldn’t talk to a grown-up.” She continued to run the household, however----until Bob signed the contract, therefore, she decided to relax and enjoy it. 
Although Peters had consulted(咨詢) with his school’s home economics teachers and the head of the cafeteria, his meals were sometimes a disaster. “I tried to slip the butter I’d forgotten under the eggs after they were frying, ” he says. For the last three weeks, the family ate out a lot—sometimes having Macdonald’s hamburgers for lunch and dinner.
As for housekeeping, a home economics teacher had told Bob that a room always looks clean if the bed is made. “I found an easier way-I shut the doors, ” he says. Soon the kids were wearing the same clothes for a week. “I made them wear their shirts inside out, and when we went to pick up Pat at work they turned them right side out so they would look clean.”
Now that Bob has publicly admitted he was wrong, he is routinely sharing the child-raising and household tasks with Pat. The tentative（暫時(shí)的） title of his book about the summer is taken from something he shouted at the kids one day.
45. The couple signed the contract because _______.
A. Pat complained a lot about her doing the housework all by herself
B. Bob loved taking care of children and wanted his wife to have a good rest
C. they agreed that husband and wife should share household tasks
D. Bob thought it easy to take care of the family and wanted the experience for a book
46. It was agreed that if Bob failed to keep to the contract, he would have to _______.
A. pay a certain amount of money
B.  admit publicly he was wrong about motherhood 
C. say sorry to his wife         D. do all the housework for years
47. What can we learn about Pat Peters?
A. She was hard-working and selfless.   B. She was pretty and kind-hearted.
C. She was tired of the child-raising and household tasks.
D. She did not love Bob any longer.
48. Which of the following can best end the news story?
A. “Wait till your mother gets home!”    B. “My experience of being a mother.”
C. “I’m proud of you all, my dear!”     D. “Motherhood: an impossible job for anyone.”

D

Dear Michelle,

My mother is not a good example for me and my sister. She smokes, stays out late, and she curses(罵人).I love her but I am ashamed of her.I do not want to bring my friends home because she does not act like any of the other mothers. She says I am a loser because I sit at home and study. I wish I could live in another family that was normal,but it will be 5 years before I am 18 and legal. What am I supposed to do until then?

Prisoner of a Crazy House

Dear 7th Grader,

I am glad that you love your mother because the rest of your feeings about her may change as you get older and mature(成熟).

While it is true that your mother’s smoking, partying and cursing bring you shame, the fact that you want to stay separate from her doings is notable and very smart. It shows that you are a winner,not a loser.

I am guessing, therefore, that you do not bring shame to yourself, and that is a good thing, So,keep it that way and keep away from your mother’s habits.

At the same time,try to get the best grades and join clubs and school activities. Offer social service on weekends and visit your friends at their homes.

Unfortunately, you are not alone.Many teens live in homes with immature,misguided, selfish parents. Those kids often feel lonely and separate from the rest of their friends because of their parents’ terrible deeds.

But they develop good friendships with nice kids, do well in school,and often find a teacher or guidance advisor who makes all the difference!

Do it, Miss Winning 13 years old, and keep looking forward to your own fine future.Maybe by then your mother may even see the light and realize how surprising you really are.

Best luck!

Michelle

64.The kid asks for advice on how to___________.

A.make her mother change                                B.deal with her situation

C.get along well with her mother                       D.start a new family

65.Michelle doesn’t address her letter receiver as“Prisoner of a Crazy House”possibly because she

__________.

A.tries to be polite                                       B.doesn’t write to the kid alone

C.knows that’s a girl in Grade 7                         D.wants to cheer the kid up

66.According to the passage, Michelle advises the girl to_________.

A.try talking to her mother for her future

B.stick to her attitude towards her mother’s some habits

C.understand her mother’s habits and get used to them

D.try to keep away from her mother

67.What does Michelle mainly express by writing the last four paragraphs?

A.Don’t worry too much about the problem.

B.Many parents act terribly.

C.Parents manners make little difference.

D.The girl is not speaking for herself.

C

　　Several years ago I worked in an office, which I had a locust tree growing outside the window. It had grown into a tall tree and must have been there for a long time. The tree blocked the view and made the office seem dull, unfortunately this happened to be the room assigned to me and I was depressed by it for quite some time.

　　When the first spring came, everything was green except the locust tree. Secretly, I was very happy because I had thought it had died.

　　One morning when I opened the window for fresh air, I unexpectedly smelt a familiar sweet scent floating into my office but I couldn’t name it. Suddenly, I realized it was the locust tree! The tree that I thought dead was blossoming in full glory.

　　From then on, I usually came to the office very early to see dew forming on the locust tree blossoms and every year was eager to see spring again.

　　During summer, the green leaves provided shade protecting me from the harsh sunlight, but allowing enough light in to make it pleasant. In autumn, the leaves turned into many different colors. Its beauty touched my soul. Many times I thought to take photos but never did. Then I had to leave in a hurry. Later in life it became a great regret that I had not done so.

　　Actually, many times in our lives, we think we own something, therefore we don’t cherish it. We don’t feel regretful until we lose it one day! Moreover, sometimes, we have to accept the things we don’t want and need to discover the hidden beauty to find unexpected joy!

59．The author of the passage employed a writing way ________.

A．of holding and releasing            B．that released first, then held

C．that held first, then released         D．that was not holding or releasing

60．What the author wanted to tell us is that ________.

A．not being delighted for what you have got and not feeling pity on the lost

B．think twice before you leap

C．treat everything calmly

D．cherish what you’ve owned

61．The reason the author came to the office early is ________.

A．to enjoy the dew                 B．to finish her work early

C．to do some cleaning              D．to avoid the burning sun

62．The underlined word “so” in the fifth paragraph perhaps refers to ________.

A．that I couldn’t see the tree any longer    B．that I should have taken some photos

C．that I had to leave                   D．that the tree died