Question

3．We regularly hear how important consumer spending is for the economy．The story goes like this：the more consumers spend，the more money circulates in the economy，which contributes to healthy job growth and profits．Keynes，a British economist，went as far as to say that individuals saving their money may actually be hurting the economy．Sounds troubling，doesn't it？
Fear not．You aren't actually hutting anyone else by saving money．Strong economic growth only comes from one place：savings．Not consumption．In fact，economic activity should not be mistaken for economic growth．For example，somebody takes their money，walks into a store，and purchases goods．The store increases its revenue．
But what happens to all of those goods and services that people have chosen not to consume by saving their money？Simple：Other people are allowed to consume them．Think of it this way：When you lend out your savings，you are actually saying，"Here，I am not going to consume right now，so why don't you？"Banks simply play the middleman：they collect lots of people's savings and then lend out lots of funds．
It takes an unbelievable amount of goods and services to construct a building．It takes food，shelter，and entertainment for all of the workers，as well．Without savings，it is quite impossible to finance such a construction．The coordination（協(xié)調(diào)）between savings and consumption is a necessary basis for sound economic growth．This coordination is also why consumer lending （say，to borrow a big sum of money to buy a car） is not productive，in a strict sense．It doesn't increase the net （凈的） amount of wealth of an economy．Those savings could have been used to construct，say，factory equipment．
None of this means consumption and spending are"bad"things．They simply do not make us wealthier．Alter all，the final goal of production and savings is to consume．But to say that consumption is the engine of economic growth is to put the cart before the horse．Or，to rephrase：the consumption of wealth can never make you wealthier．Happier，perhaps．Wealthier，no．

63．What is the author's attitude towards Keynes'theory？D
A．Approving．
B．Reserved．
C．Uncertain．
D．Critical．
64．The underlined word"revenue"in Paragraph 2 is closest in meaning toD
A．cost             
B．reputation           
C．interest         
D．income
65．The author holds the view thatD．
A．governments shall cut out banks as financial middleman
B．economic activity is equal to economic growth
C．consumer lending is the engine of economic growth
D．consumption is likely to lead to increased happiness
66．According to the author，which chart could show the effect of savings on economy？B

67．What would be the best title for this passage？D
A．The Saving Behavior of the Economy       
B．Consumption：a Key Concept in Economy
C．Consumer Spending and Economic Growth 
D．The Truth about Savings and Consumption．

Answer 1

分析 本文是一篇議論文，本文章提出了一種與眾不同的觀點(diǎn)，大眾都認(rèn)為消費(fèi)者存錢是對(duì)經(jīng)濟(jì)有害的，而本文章提出消費(fèi)者存錢有益經(jīng)濟(jì)發(fā)展．

解答 63-67DDDBD63．D推理判斷題．根據(jù)第二段Fear not．You aren't actually hurting anyone else by saving money．存錢不傷害任何人，故選D．
64．D詞義猜測(cè)題．根據(jù)第上文For example，somebody takes their money，walks into a store，and purchases goods．可知推斷商店增加收入，選D．
65．D觀點(diǎn)態(tài)度題．根據(jù)文章最后一句話the consumption of wealth can never make you wealthier．Happier，perhaps．Wealthier，no可知消費(fèi)不會(huì)讓你更富有，可能會(huì)更開心，但不會(huì)更富有，故答案選D
66．B推理判斷題．根據(jù)第三段內(nèi)容But what happens to all of those goods and services that people have chosen not to consume by saving their money？Simple：other people are allowed to consume them．可知存錢會(huì)推動(dòng)經(jīng)濟(jì)發(fā)展，故選B．
67．D主旨大意題．本文始終在講述存錢和消費(fèi)對(duì)經(jīng)濟(jì)的影響，ABC太片面，單說一方面都不是整體考慮到文章內(nèi)容，故選D．

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