Kids have their own ideas about money---some are sensible and others are not so wise.
Twelve-year-old Amanda thinks it’s        to save and not blow your money right away  “ so you can         other things”.
When it comes to credit cards, eight-year-old Jeremie says when the monthly        comes in “ you sign it and then you give it back” ---leaving out the part about actually        it.
These kids are        far away from the working world, but the ideas they’re forming about        could affect how much they save, how they use credit cards and how much debt they finally take on in later life.
High school business teacher Jeff Balch said his students had        knowledge about money other than spending. “ They don’t know most things because        talks to them about them---as in their parents,” said Balch, “The discussions tend to be in terms of kids        too much money, but no one tells them why, where their money goes.
Mitch Murphy said students’ message to the task force was to “ make it       ”. “ It may be difficult to have a 14-or 15-year-old student get too        about retirement planning, ” Murphy said, “ But if you want to talk about a cellphone contract or a debt card,they will be engaged in.” Murphy said learning financial literacy (能力)　    ,  well        getting into the work force, should stay with Canadians for life and        the country as a result.
Sandra Martin said children can start learning about money when they learn to       . “ Sit down with the flyers and look at how much things cost,” Martin said. Babysitting and birthday money could be        and there would be a(n)        as to how much could be debited(借) every month, she said.
“ The reality is that we’re not spending with cash anymore. If you’re always in         of your child’s money, then they’re never going to learn what it means to save for something that’s      .”
Balch said he tries to make his students realize the differences between needs, wants and priorities(優(yōu)先權(quán)). If they haven’t learned self-control and if they haven’t learned how to        money, they can easily spiral(螺旋上升) out of control.
小題1:
A．goodB．difficultC．easyD．hard
小題2:
A．sellB．exchangeC．buyD．involve
小題3:
A．materialB．billC．catalogueD．figure
小題4:
A．payingB．replacingC．recyclingD．a(chǎn)dopting
小題5:
A．a(chǎn)lreadyB．stillC．evenD．a(chǎn)lmost
小題6:
A．beliefB．partC．disciplineD．money
小題7:
A．muchB．moreC．littleD．many
小題8:
A．everybodyB．somebodyC．a(chǎn)nybodyD．nobody
小題9:
A．spendingB．costingC．takingD．sparing
小題10:
A．a(chǎn)mazingB．realC．a(chǎn)ctiveD．legal
小題11:
A．disappointedB．skepticalC．enthusiasticD．fortunate
小題12:
A．correctlyB．earlyC．lateD．patiently
小題13:
A．beforeB．a(chǎn)fterC．whenD．while
小題14:
A．benefitB．botherC．contactD．educate
小題15:
A．cookB．tradeC．countD．paint
小題16:
A．stoodB．bannedC．displayedD．deposited
小題17:
A．a(chǎn)ttitudeB．conclusionC．limitD．data
小題18:
A．searchB．controlC．needD．place
小題19:
A．importantB．formalC．scientificD．independent
小題20:
A．borrowB．lendC．increaseD．handle

小題1:A
小題2:C
小題3:B
小題4:A
小題5:B
小題6:D
小題7:C
小題8:D
小題9:A
小題10:B
小題11:C
小題12:B
小題13:A
小題14:A
小題15:C
小題16:D
小題17:C
小題18:B
小題19:A
小題20:D

試題分析：文章闡述現(xiàn)在的孩子對理財?shù)牧私獠皇呛芏�，作者認(rèn)為孩子很早就要學(xué)會理財，學(xué)會存款，為以后的生活做準(zhǔn)備，這會整個國家都是有好處的。
小題1:考查形容詞：A. good好的，B. difficult 困難的，C. easy容易的，D. hard困難的，從后面的句子：“ so you can   17  other things”.可知Amanda認(rèn)為存錢是好的，選A
小題2:考查動詞：A. sell賣，B. exchange交換，C. buy買，D. involve涉及，如果存錢，可以買更多的東西，選C
小題3:考查名詞：A. material材料，B. bill賬單，C. catalogue目錄，D. figure人物，數(shù)字，從后面的“ you sign it and then you give it back”可知是每個月的賬單到了，選B
小題4:考查動詞：A. paying   付錢，B. replacing代替，C. recycling回收，D. adopting采用，收養(yǎng)，“ you sign it and then you give it back”實際上是省略了實際付錢的部分，選A
小題5:考查副詞：A. already已經(jīng)，B. still仍然，C. even甚至，D. almost幾乎，這些孩子離工作的領(lǐng)域還很遠(yuǎn)，選B
小題6:考查名詞：A. belief信念，B. part 部分，C. discipline原則，D. money錢，他們對于錢形成的想法對他們有很大的影響，選D
小題7:考查形容詞：A. much很多，B. more更多，C. little很少，D. many很多，從后面的句子：“ They don’t know most things 高中商業(yè)老師Jeff Balch認(rèn)為他deep學(xué)生對錢了解很少，選C
小題8:考查代詞：A. everybody每個人，B. somebody一些人，C. anybody任何人，D. nobody沒有人，他們不了解這些事情，因為沒有人和他們說，選D
小題9:考查動詞：A. spending花費（主語是人）B. costing花費（主語是物），C. taking 花費（主語是it）    D. sparing勻出，騰出，討論往往是孩子花費太多的錢，選A
小題10:考查形容詞：A. amazing令人驚嘆的，B. real真的，C. active活潑的，D. legal合法的，從后面的句子:“ It may be difficult to have a 14-or 15-year-old student get too  26  about retirement planning, ”可知要讓這個任務(wù)變得真實，選B
小題11:考查形容詞：A. disappointed  失望，B. skeptical 懷疑，C. enthusiastic熱情的，D. fortunate幸運的，14，15歲的孩子對退休的計劃不會太有熱情，選C
小題12:考查副詞：A. correctly正確地，B. early早，C. late吃，D. patiently耐心地 ，從后面的句子：well  28  getting into the work force,可知要早早的學(xué)習(xí)經(jīng)濟(jì)能力，選B
小題13:考查連詞：A. before在,…前面，B. after在,…后面，C. when 當(dāng),…時候，D. while當(dāng)….時候，這里指在上班之前就學(xué)習(xí)經(jīng)濟(jì)方面的能力，選A
小題14:考查動詞：A. benefit使…受益，B. bother麻煩，費事，C. contact聯(lián)系，D. educate教育，早早的學(xué)習(xí)經(jīng)濟(jì)能力是加拿大人終身的事情，因此使整個國家受益，選A
小題15:考查動詞：A. cook烹飪，B. trade交易，C. count數(shù)，D. paint繪畫，孩子們學(xué)會數(shù)數(shù)的時候，就要了解錢的事情，選C
小題16:考查動詞：A. stood站立，B. banned禁止，C. displayed 展示，D. deposited存款，從后面的there would be a(n)  32  as to how much could be debited(借) every month,可知照顧小孩的錢和生日的錢要存起來，選D
小題17:考查名詞：A. attitude態(tài)度，B. conclusion結(jié)論，C. limit限制，D. data數(shù)據(jù)，每個月借出的錢要有限制，選C
小題18:考查動詞：A. search搜尋，B. control控制，C. need需要，D. place地方，in control of控制，選B
小題19:考查形容詞：A. important重要，B. formal正式的，C. scientific科學(xué)的，D. independent獨立的，如果你總是控制孩子的錢，他們永遠(yuǎn)不會知道存錢的重要性，選A
小題20:考查動詞：A. borrow借出，B. lend借進(jìn)，C. increase增加，D. handle處理，應(yīng)付，如果孩子沒有學(xué)會怎么處理錢，慢慢地就會失去控制，選D
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科目：高中英語 來源：不詳 題型：閱讀理解

Online Degrees
Today, you can earn a degree from a major university without ever having sat in one of their classrooms. Many colleges and universities are offering online courses and degree programs now.
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It may seem simple-a good school will have a good online program. This reputation,however, may not be as straightforward as you think. It's not uncommon for a great school to have a weak program or two. So you'd better look at the overall quality of the school and make a judgment.
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As more and more employees get online degrees and use them in the workforce(職場) ,  hiring managers will begin to feel more secure about the quality of education these people have.
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A．If you get sick, you'll miss the lecture.
B．There are lectures, but you don't need to meet the lecturers.
C．If you get a phone call during class, you will miss something.
D．There are assignments, and you must hand them to your instructor.
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A．To use e-mails.
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C．To use chat rooms and instant messaging.
D．To use teleconferencing and video conferencing.
小題3:For whom is the passage probably written?
A．College students.B．Hiring managers.
C．Adult students.D．High school students.

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A motivational strategy that parents can employ with their kids, is to frame tasks and responsibilities in the context of what the end benefit is for them. I call this strategy WIIFM
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When a teen can combine an understanding of WIIFM with a sense of passion about achieving a goal, barriers will start to fall away. At our teen summer camps, we arrange an event near the end of the 10-day session that helps campers identify an important life goal and mentally break through their biggest barrier to achieving the goal.
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They have the power to break through any barrier. It has nothing to do with body size or physical condition. The skinniest, smallest teens will break through the board almost as easily as the big ones.
We talk to the campers about the reasons they might have had for not reaching their goals in the past. Maybe they got lazy and decided it wasn’t worth the effort. Maybe they failed and let their fear of failure hold them back. But this exercise is about putting the past where it belongs. Today is about making new choices.
By this point in the program, we ask them to think of the goal they’ve set for themselves and write their goals on the boards. Then they write the possible obstacles which may hold them back on the opposite sides. An inch of pine now stands between them and their dreams.
The facilitators and their teammates gather around. The support is strong. One by one, they break through the barriers and grab their goals! All around us teens are laughing, crying, hugging, and holding up the broken pieces of their boards. The confidence shown on their faces is beautiful.
While arranging such an activity in one’s home is almost unrealistic for parents, the value of helping a teen break through a personal barrier simply by being there as moral support can not be overestimated. More help for parents in the form of videos and articles is available at our website, in our blogs and in a monthly e-newsletter.
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小題4:The passage is intended for _____________.
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科目：高中英語 來源：不詳 題型：閱讀理解

Half of the world’s population is affected by Asian monsoons（季風(fēng)）, but monsoons are difficult to predict. American researchers have put together a 700-year record of the rainy seasons, which is expected to provide guidance for experts making weather predictions.
Every year, damp air masses，known as monsoon，produce large amounts of rainfall in India, East Asia, Northern Australia and East Africa. All this wet air is pulled in by a high pressure area over the Indian Ocean and a low pressure area to the south.
According to Edward Cook , a weather expert at Columbia University in New York., the complex nature of the climate systems across Asia makes monsoons hard to predict. In addition, climate records for the area are too recent and not detailed enough to be of much use. Therefore, he and a team of researchers spent more than fifteen years traveling across Asia, looking for trees old enough to provide long-term records. They measured the rings, or circles, inside thousands of ancient trees in more than 300 places.
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Professor Cook says the tree-ring records show periods of wet and dry weather. “If the monsoon basically fails or is a very weak one, the trees affected by monsoons at that location might put on a very narrow ring. But if the monsoon is very strong, the trees affected by that monsoon might put on a wide ring for that year. So, the wide and narrow ring widths of the chronology that we developed in Asia provide us with a measure of monsoon variability.” With all this information, researchers say they can begin to improve computer climate models for predicting the behavior of monsoons.
“There has been widespread famine and starvation and human dying in the past in large droughts. And on the other hand, if the monsoon is particularly heavy, it can cause extensive flooding.” said Eugene Wahl, a scientist with America’s National Oceanic and Atmospheric Administration. “So, to get a sense of what the regional moisture patterns have been, dryness and wetness over such a long period of time in great detail, I would call it a kind of victory for climate science.”
小題1:What’s the passage mainly about？
A．The effects of Asian monsoons.
B．The necessity of weather forecast.
C．The achievements of Edward cook.
D．A breakthrough in monsoon prediction.
小題2:It is difficult for experts to predict Asian monsoons because _______.
A．it is hard to keep long-term climate records.
B．they are formed under complex climate systems.
C．they influence many nations.
D．there is heavy rainfall in Asia.
小題3:What can be inferred from the passage?
A．Long and detailed climate records can offer useful information for monsoon research.
B．The Monsoon Asia Drought Atlas has a monsoon record for about 1,300 years.
C．The trees affected by monsoon grow fast if the monsoon is weak.
D．The rainfall might be low although the monsoon is strong in monsoon-affected areas.
小題4:According to Professor Cook, the rings of the trees _______.
A．determine the regional climate.
B．have a great influence on the regional climate.
C．offer people information about the regional climate.
D．reflect all kinds of regional climate information.
小題5:Which of the following best describes the tone of this passage?
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科目：高中英語 來源：不詳 題型：閱讀理解

The year is 2094. It has been announced that a comet is heading towards the Earth. Most of it will miss our planet, but two pieces will probably hit the southern half of the Earth.
On 17 July, a piece four kilometers wide enters the Earth’s atmosphere with a massive explosion. About half of the piece is destroyed, but the remaining part hits the South Atlantic at 200 times the speed of sound. The sea boils and a huge hole is made in the sea bed. Huge waves are created and spread outwards from the hole. The wall of water, a kilometer high, rushes towards southern Africa at 800 kilometers an hour. Cities on the African coast are totally destroyed and millions of people drowned.
Before the waves reach South America, the second piece of the comet lands in Argentina. Earthquakes and volcanoes are set off in the Andes Mountains. The shock waves move north into California and all around the Pacific Ocean. The cities of Los Angeles, San Francisco and Tokyo are completely destroyed by earthquakes. Millions of people in the southern half of the Earth are already dead, but the north won’t escape for long. Because of the explosions, the sun is hidden by clouds of dust, temperatures around the world fall to almost zero. Crops are ruined. The sun won’t be seen again for many years. Wars break out as countries fight for food. A year later, no more than 10 million people remain alive.
Could it really happen? In fact, it has already happened more than once in the history of the Earth. The dinosaurs were on the Earth for over 160 million years. Then 65 million years ago they suddenly disappeared. Many scientists believe that the Earth was hit by a piece of object in space. The dinosaurs couldn’t live through the cold climate that followed and they died out. Will we meet the same end?
小題1:What is mainly described in the passage?
A．A historic discovery. B．An event of imagination.
C．A research on space.D．A scientific adventure.
小題2:When the first piece hits the South Atlantic, it causes      .
A．a(chǎn)n earthquakeB．damages to cities
C．a(chǎn)n Earth explosionD．huge waves
小題3:Why can’t the northern half of the earth escape for long?
A．Because the land is covered with water.
B．Because the light and heat from the sun can not reach the Earth.
C．Because people there can not live at the temperature of zero.
D．Because wars break out among countries.
小題4:By giving the example of dinosaurs, the author tries to prove      .
A．a(chǎn)nimals could not live in the cold climate
B．what happened 65 million years ago was an invented story
C．the human beings will die out in 2094
D．the Earth could be hit by other objects in space

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科目：高中英語 來源：不詳 題型：閱讀理解

Scores on a national test released(發(fā)布)on November 1 show that students in the U.S.A. have improved in math over the last two years, but mostly stayed the same in reading. This year, 422,000 fourth graders and 343,000 eighth graders took the exams between January and March. Students were asked to read grade-appropriate(年級適合的) materials and answer questions for the reading test. For the math test, students answered questions about geometry, algebra, number properties, measurement and other topics.
The U.S Department of Education released the scores in a report called The Nation’s Report Card (NAEP). This year, students earned the highest scores ever recorded on the math exam, which has been given since 1990.Fourth graders scored an average of 241.That is a one-point increase from 2009and a 28-point increase from 1990. Eighth graders made similar progress. Then average score this year was 284,up one point from 2009 and 21 points from 1990.
In reading, fourth graders scored an average of 221 points, the same average score since 2007.That score is four points above those from 1992, when the first reading test was given. Eighth graders scored an average of 265 points, up one point from 2009 and five points from 1992.
Education experts say reading is a harder subject to improve in the classroom than math. While math is largely learned in classrooms, reading results depend on how much kids read outside of school and how much they read in other subjects, such as history and science.
On the NAEP, math scores were the highest among students who have limited use of calculators(計算器) during math lessons, compared with students who have unlimited use or no use. Reading scores were the highest among students who said they read for fun on their own time almost every day.
小題1:According to the test, students in the U.S.A _______________________.
A．do better in math than in reading
B．work harder at reading than at math
C．prefer to learn math in their spare time
D．a(chǎn)re more interested in reading than before
小題2:In 1990, the fourth graders’ average score on the math exam was about____________
A．238B．240C．213D．220
小題3:We can learn from the third paragraph that ______________.
A．eighth graders all took part in the test in 2007
B．reading scores have not improved much since 2007
C．eighth graders got higher scores than fifth graders
D．fourth graders’ scores are becoming lower and lower
小題4: What can we learn from the passage?
A．The first reading test was given in 1990.
B．Eighth graders’ average math score was 285 in 2009
C．Eighth graders got the same average as fourth graders in the reading this year
D．Reading is hard to improve in the classroom because that requires students to read a lot outside of school.

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科目：高中英語 來源：不詳 題型：閱讀理解

In all the world's cultures, people sing, play instruments, and celebrate with music． It plays such an important role in our lives that all fields focus on its study, including one looking at the biology of music． Experts are finding that because of the way our brains process music, learning to play an instrument or just listening to music can have a wide range of benefits．
Music education has received a lot of attention． Learning to play an instrument can help children improve math, science, and language skills． One study in Canada tracked children's IQ scores for nine months, discovering that children who studied music had the biggest test score improvements． The secret may lie in the way reading music and playing notes uses several areas of the brain, increasing our ability to learn school subjects． For example, reading notes improves spatial （空間的） reasoning skills, which are helpful in solving math problems like fractions（分?jǐn)?shù)）．
Music is also used for medical purposes, such as the treatment of diseases which affect memory． The secret lies in the way the brain processes music． One area near the forehead, the medial prefrontal cortex, connects music with memories stored in two other areas: the amygdale and hippocampus． That's why an old song can remind you of something that happened years ago． For patients suffering from diseases like Alzheimer's, listening to music can help unlock buried memories by strengthening musical pathways to memories．
With the evidence of music's benefits pouring in, it's no wonder some countries make  music study a part of their education systems． People are recognizing that more than just a  form of entertainment, music is also great for the brain．
小題1:Scientists are studying music because _______．
A．music can be used for medical treatments
B．music plays a very important role in our lives
C．our brains can possess music in different ways
D．music education has received a lot of attention
小題2:According to the Canadian study, which children had increased IQ scores?
A．Those who already had high IQs．
B．Those who had always played music．
C．Those who could not play any instrument．
D．Those who studied music for a period of time．
小題3: Which of the following is a kind of disease?
A．Spatial reasoning．B．Alzheimer's．
C．The amygdale and hippocampus．D．The medial prefrontal cortex．
小題4:What can be the best title for the text?
A．Music and healthB．Music and the mind
C．Music and educationD．Music and instruments

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科目：高中英語 來源：不詳 題型：閱讀理解

Encouraging early reading skills can build a path to a lifelong love of reading and can help your child get a head start in school. While reading to your child is still the most important thing you can do to build reading skills, there are many techniques that can help.
Make reading fun. Play games with your child as you read. Many traditional children's games can be adapted to encourage reading skills.
While reading or during play, tell your child, "I spy with my little eye, something that begins with the letter "b". Help the child find something on the page or in the room that begins with that letter. For example, “I see a barn.” This can also be used to teach beginning letter sounds.Ｉspy with my little eye something that begins with the sound “s”. Help the child find a word that begins with the "s" sound.
In this variation on the popular game, instruct the child that, "Simon says, point to something that starts with the letter "n". The child can then find an object in the room or a body part, such as the nose, that starts with the letter presented. This can also be used to teach beginning sounds.
Make a game out of rhyming (押韻) words by making up silly words to rhyme with the child's name or favorite toys. This sets the stage for rhyming real words by showing the child the similarities of sounds. As the child masters making up the words, begin rhyming real words to one another.
Tips to raise a successful reader:
Put books in places where the child plays. If books are easily accessible, children are more likely to pick them up.
Let children "read to you" by looking at pictures. Making up stories to go along with illustrations helps children discover how words relate to pictures.
Take books along on trips or even short visits to the doctor's office or grocery store.
Have children help you shop. Reading grocery lists and looking for specific items helps build vocabulary.
小題1: Which of the following statements is TRUE?
A．A good reading habit can benefit your child at school.
B．Computer games help children develop reading skills.
C．You should be careful as for what books to read.
D．Children enjoy reading poems to their parents.
小題2:What does the underlined word “accessible” most probably mean?
A．a(chǎn)vailableB．beneficialC．readableD．worthwhile
小題3:What can we conclude from the text?
A．The most important thing is to make reading funny.
B．Children have a preference for stories with pictures.
C．Rhyming games should begin only with real words.
D．Children tend to read more if books are at hand.
小題4:Which of the following can be the best title of the text?
A．Interest is the best teacher
B．Practice makes perfect
C．Good methods are half done
D．Failure teaches success
小題5:What are the intended readers of the text?
A．Parents.B．Adolescents.C．Educators.D．People in general.

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科目：高中英語 來源：不詳 題型：閱讀理解

We produce 500 billion of plastic bags in a year worldwide and they are thrown away polluting oceans,  killing wildlife and getting dumped in landfills where they take up to 1000 years to decompose. Researchers have been unsuccessfully looking for a solution.
The 16-­year ­old Canadian high school student, Daniel Burd, from Waterloo Collegiate Institute,
has discovered a way to make plastic bags degrade(分解) in as few as 3 months, a finding that won him first prize at the Canada－Wide Science Fair, a $10 000 prize, a $20 000 scholarship, and a chance to revolutionize a major environmental issue.
Burd's strategy was simple: Since plastic does eventually degrade, it must be eaten by microorganisms (微生物). If those microorganisms could be identified, we could put them to work eating the plastic much faster than under normal conditions.
With this goal in mind, he ground plastic bags into a powder and concocted(調(diào)制) a solution of household chemicals, yeast(酵母) and tap water to encourage microbes growth. Then he added the plastic powder and let the microbes work their magic for 3 months. Finally, he tested the resulting bacterial culture on plastic bags, exposing one plastic sample to dead bacteria as a control. Sure enough, the plastic exposed to the live bacteria was 17% lighter than the control after six weeks.
The inputs are cheap: maintaining the required temperature takes little energy because microbes produce heat as they work, and the only outputs are water and tiny levels of carbon dioxide.
“Almost every week I have to do chores and when I open the closet door, I have piles of plastic bags falling on top of me. One day, I got tired of it and I wanted to know what other people are doing with these plastic bags. The answer: not much. So I decided to do something myself.” said Daniel Burd.
小題1:Daniel Burd won first prize at the Canada－Wide Science Fair because________.
A．he found a new kind of microorganism
B．he contributed much to environmental protection
C．he found a way to degrade plastics in shorter time
D．he could encourage microbes growth in an easier way
小題2:Daniel Burd exposed one plastic sample to dead bacteria to ________.
A．make the live bacteria work better
B．test how effective his method was
C．know which bacteria worked faster
D．control the temperature in the process
小題3:Maintaining the required temperature takes little energy because ________.
A．plastics can get hot easily
B．microbes can produce heat themselves
C．much carbon dioxide is produced
D．the temperature can be controlled
小題4:Daniel Burd got his idea from ________.
A．his school textbookB．the failure of researchers
C．his everyday workD．the practice of other people

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